Real Estate Investing in Titusville, Florida (32796)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Brevard County • Population: 20,749 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 32796 (Titusville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.9% of homes vacant — above national norms.

What’s happening in Titusville, FL (32796)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $275,290
Avg Monthly Rent $1,612
1% Rule ✗ Does Not Meet
Median Income $59,880
% Renters 17.6%

Market Analysis: 32796 Titusville

ZIP 32796 in Titusville, FL carries a robust set of headwinds. Home values near $275K and rents of $1,612/mo sit inside a market where underwriting has to be tight.

Rent of $1,612/mo on a $275K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 32796 sits below the stated 0.0% once reality is priced in.

Within FL, ZIP 32796 trails on several market indicators that neighboring Brevard County submarkets outperform. The gap is real and healthy enough to shape underwriting.

A robust renter share of 18% in 32796 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. solid returns are possible in 32796, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Titusville:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,612/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Palm Bay-Melbourne-Titusville, FL Metro Area
More inventory, negotiating room for buyers
66 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Palm Bay-Melbourne-Titusville, FL metro data
🏠

Property Strategy for 32796

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
5BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$87,484/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $184,966 $1,500 5.8% +7.1% $92,483
3BR $262,452 $2,050 5.6% +7.3% $87,484
4BR $358,577 $2,320 4.7% +7.6% $89,644
5BR $544,920 +8.1% $108,984

Market Trends

Home Value History (with trend line)

$301K$252K$204K$156K$108K$59KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,972$1,880$1,787$1,695$1,602$1,510Nov 2022Sep 2024Jul 2026

📊 How Does 32796 Compare?

Metric 32796 Titusville Palm Bay-Melbourne-Titusville, FL Florida
Home Value $275,290 $276,212 N/A $374,697
5-Year CAGR 4.6% 4.4% N/A 7.4%
Avg Rent $1,612 $1,616 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 32796? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32796 (Titusville, FL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 32796 (Titusville, FL)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Brevard County

Manage rentals here? List your business →

Solutions Property Management LLC offers residential, multi-family, commercial, and community association property management services in Melbourne, including marketing, tenant screening, rent collect summary from their website

Single-familySmall multifamilyCommercialHOA
Unclaimed — is this your business? Claim it free

Aamerican Property Management provides services for renters, including rental FAQs, online applications, online payments, and maintenance requests. summary from their website

Unclaimed — is this your business? Claim it free

All Brevard Property Management is a property management company. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $275,290
Monthly Rent $1,612
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +1.4% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year -11.6% ▼
3-Year CAGR -3.9% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32796

Population: 20,749

💰 Median Household Income
$59,880
This area
$59,880
State
$70,737
USA
$74,580
🏠 Renter Occupied
17.6%
This area
17.6%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-18.0%
USA
3.7%
🎓 College Educated
24.1%
This area
24.1%
State
4.7%
USA
33.7%
👤 Median Age
50.0 years
This area
50.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
13.9%
This area
13.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 82.6%
Black/African American 8.9%
Other/Mixed 8.1%
Hispanic/Latino 4.5%
Asian 0.4%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
29.1%
This area
29.1%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32796

B Avg School Grade
4 Schools
16.2:1 Avg Class Size
$11,592 Avg Per Pupil

Schools in This ZIP Code

A Very Good

OAK PARK ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
472 Students
👨‍🏫
11.5:1 Class Size
💰
$11,592 Per Student
B+ Above Average

SOUTH LAKE ELEMENTARY

📚 K – 06 School
👥
446 Students
👨‍🏫
13.8:1 Class Size
💰
$11,592 Per Student
B Good

JAMES MADISON MIDDLE SCHOOL

📚 07 – 08 Middle
👥
430 Students
👨‍🏫
17.9:1 Class Size
💰
$11,592 Per Student
C+ Average

ASTRONAUT HIGH SCHOOL

📚 09 – 12 High School
👥
1,053 Students
👨‍🏫
21.5:1 Class Size
💰
$11,592 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the rental occupancy rate in Titusville, FL?

Titusville, FL carries elevated vacancy risk. Expect reliable absorption at market rents of $1,612/mo.

What is the smart move for investors in Titusville, FL?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Titusville, FL. The numbers - $275K homes against $1,612/mo rents - support that play.

What are rental rates like in Titusville, FL?

Rent in Titusville, FL is around $1,612/mo. The resulting rent-to-value relationship with $275K pricing is reasonable for most investor models.

Can I live-in-and-rent in Titusville, FL?

House hacking works a challenging in Titusville, FL. Rents of $1,612/mo against $275K acquisition make the strategy solid for owner-occupants.

How strong is Titusville, FL for real estate investors?

Yes - Titusville, FL a 3.0/5 investability score. With $275K home prices against $1,612/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 32796 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32796 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 32796 ranks in Palm Bay-Melbourne-Titusville, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 32796 (Titusville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 32796 (Titusville, FL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.