Real Estate Investing in Chiefland, Florida (32626)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32626 (Chiefland, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.4% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chiefland, FL (32626)?
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Market Analysis: 32626 Chiefland
The 32626 ZIP covers a section of Chiefland that demands careful diligence. Prices near $284K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 32626 can be a a credible choice for hunting ground — but the discount at $284K reflects genuine risk that outside investors often underestimate.
ZIP 32626's metrics run below Levy's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 32626 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 32626 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Chiefland:
Market Trends
Home Value History (with trend line)
📊 How Does 32626 Compare?
| Metric | 32626 | Chiefland | Florida |
|---|---|---|---|
| Home Value | $284,189 | $284,189 | $374,697 |
| 5-Year CAGR | 5.7% | 5.7% | 7.4% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32626 (Chiefland, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $284,189 |
| Monthly Rent | $900 |
| Price-to-Rent | 26.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32626
Population: 8,994
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32626
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Chiefland, FL for investors?
Investors tracking Chiefland, FL will find a 3.0/5 rating supported by $284K median home values and $900/mo rents. That profile suits long-term holders targeting predictable returns.
What is the typical rental rate in Chiefland, FL?
The typical rental in Chiefland, FL commands about $900/mo monthly. That rent profile reliable cash flow against the $284K purchase basis.
What is the rental occupancy rate in Chiefland, FL?
Occupancy in Chiefland, FL runs steady with elevated vacancy. Well-priced units at $900/mo lease on reasonable timelines.
What price range are homes in Chiefland, FL?
Median home price in Chiefland, FL is near $284K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Can owner-occupants cash flow in Chiefland, FL?
Chiefland, FL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $284K price point reasonable to enter.
You know 32626 now. You don’t know where it ranks.
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