Real Estate Investing in Laurel Hill, Florida (32567)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Okaloosa • Population: 4,820 • Data updated: September 2026

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Should you buy in 32567 (Laurel Hill, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Laurel Hill, FL (32567)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $300,443
Avg Monthly Rent $1,278
1% Rule ✗ Does Not Meet
Median Income $71,205
% Renters 13.8%

Market Analysis: 32567 Laurel Hill

The 32567 ZIP covers a section of Laurel Hill that demands careful diligence. Prices near $300K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 32567 can be a a viable market for hunting ground — but the discount at $300K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 32567 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 4,820 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Laurel Hill's stable or hybrid ZIPs before stepping into 32567. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Laurel Hill:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,278/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 32567

Which property type performs best in this market?

Best for Cash Flow
2BR
5.9% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
3BR
$83,656/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $172,941 $1,420 5.9% +6.8% $86,471
3BR $250,967 $1,970 5.7% +6.5% $83,656
4BR $362,695 $2,380 4.7% +6.4% $90,674

Market Trends

Home Value History (with trend line)

$317K$274K$231K$189K$146K$103KJul 2006Jul 2016Jul 2026

📊 How Does 32567 Compare?

Metric 32567 Laurel Hill Florida
Home Value $300,443 $300,443 $374,697
5-Year CAGR 3.8% 3.8% 7.4%
Avg Rent $1,278 $1,278 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 32567? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32567 (Laurel Hill, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $300,443
Monthly Rent $1,278
Price-to-Rent 19.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32567

Population: 4,820

💰 Median Household Income
$71,205
This area
$71,205
State
$70,737
USA
$74,580
🏠 Renter Occupied
13.8%
This area
13.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-18.0%
USA
3.7%
🎓 College Educated
13.4%
This area
13.4%
State
4.7%
USA
33.7%
👤 Median Age
34.2 years
This area
34.2 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
16.1%
This area
16.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 85.2%
Black/African American 7.8%
Other/Mixed 6.6%
Hispanic/Latino 4.6%
Asian 0.4%
👶 Under 18
31.8%
This area
31.8%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32567

B+ Avg School Grade
1 Schools
14.3:1 Avg Class Size
$12,274 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LAUREL HILL SCHOOL

📚 Pre-K – 12 K-12
👥
463 Students
👨‍🏫
14.3:1 Class Size
💰
$12,274 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How expensive is real estate in Laurel Hill, FL?

In Laurel Hill, FL the median home value sits at $300K. Against the broader FL market, that reads as reasonable for most investors.

What is the average monthly rent in Laurel Hill, FL?

Investors in Laurel Hill, FL typically see rents near $1,278/mo per month against $300K home values - a solid setup for rental cash flow.

Are landlord laws favorable in Laurel Hill, FL?

Laurel Hill, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors consider Laurel Hill, FL?

Yes - Laurel Hill, FL a 3.0/5 investability score. With $300K home prices against $1,278/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the tenant pool like in Laurel Hill, FL?

Working renters make up the core of the Laurel Hill, FL tenant base. The pool is reasonable for investors targeting long-term holds.

You know 32567 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32567 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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