Real Estate Investing in Youngstown, Florida (32466)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32466 (Youngstown, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Youngstown, FL (32466)?
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Market Analysis: 32466 Youngstown
Looking more closely, ZIP 32466 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $274K median. It rewards specialists, not generalists.
Looking more closely, the numbers look inviting — $274K purchase price, 0.0% nominal cap — the work to hit that pro forma in 32466 is substantial and deserves full respect.
The gap between 32466 and stronger Youngstown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 32466 ZIP's population of 5,837 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Youngstown:
Property Strategy for 32466
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $173,702 | $1,450 | 6.0% | +5.4% | $86,851 |
| 3BR | $264,148 | $1,930 | 5.3% | +6.3% | $88,049 |
| 4BR | $333,283 | $2,440 | 5.3% | +5.7% | $83,321 |
Market Trends
Home Value History (with trend line)
📊 How Does 32466 Compare?
| Metric | 32466 | Youngstown | Panama City, FL | Florida |
|---|---|---|---|---|
| Home Value | $274,088 | $274,088 | N/A | $374,697 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 7.4% |
| Avg Rent | $1,305 | $1,305 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32466 (Youngstown, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $274,088 |
| Monthly Rent | $1,305 |
| Price-to-Rent | 17.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32466
Population: 5,837
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32466
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What investment strategy works best in Youngstown, FL?
Most investors in Youngstown, FL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How much is rent in Youngstown, FL?
Youngstown, FL rentals go for roughly $1,305/mo a month. That puts gross yield in solid territory relative to $274K acquisition costs.
What price range are homes in Youngstown, FL?
Median home price in Youngstown, FL is near $274K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
Are landlord laws favorable in Youngstown, FL?
Rental owners in Youngstown, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How strong is Youngstown, FL for real estate investors?
Youngstown, FL rates 3.0/5 for investability. With median values at $274K and rents near $1,305/mo, the market offers reasonable fundamentals for rental investors.
You know 32466 now. You don’t know where it ranks.
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How 32466 ranks in Panama City, FL
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