Real Estate Investing in Campbellton, Florida (32426)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32426 (Campbellton, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.6% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
- Lower household income: $37,396 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbellton, FL (32426)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32426 Campbellton
Not every below-median market is a bargain. Campbellton's 32426 ZIP reports signals that favor experienced operators who can absorb the risk $129K pricing implies.
The 32426 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 32426 sits on the difficult end of the FL spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 32426 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 32426 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Campbellton:
Market Trends
Home Value History (with trend line)
📊 How Does 32426 Compare?
| Metric | 32426 | Campbellton | Florida |
|---|---|---|---|
| Home Value | $128,943 | $128,943 | $374,697 |
| 5-Year CAGR | 1.2% | 1.2% | 7.4% |
| Avg Rent | $963 | $963 | - |
| Cap Rate | 5.8% | 5.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32426 (Campbellton, FL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 32426 (Campbellton, FL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $128,943 |
| Monthly Rent | $963 |
| Price-to-Rent | 11.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.0% |
| Cap Rate | 5.8% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | -1.5% ▼ |
| 5-Year CAGR | +1.2% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32426
Population: 710
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the investability score for Campbellton, FL?
Campbellton, FL scores 3.0/5 for investability. Home values sit at $129K and rents near $963/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Is rental property easy to operate in Campbellton, FL?
Campbellton, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What investment strategy works best in Campbellton, FL?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Campbellton, FL. The numbers - $129K homes against $963/mo rents - support that play.
Does house hacking make sense in Campbellton, FL?
House hacking in Campbellton, FL is a challenging. With home values around $129K and rents at $963/mo, owner-occupants can offset a meaningful share of PITI.
Where do rents currently stand in Campbellton, FL?
Rents in Campbellton, FL run near $963/mo. Compared with median home prices of $129K that produces solid gross yields for typical rentals.
You know 32426 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 32426 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 32426 (Campbellton)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 32426 (Campbellton, FL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.