Real Estate Investing in Telogia, Florida (32334)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Liberty County • Population: 1,749 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 32334 (Telogia, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Telogia, FL (32334)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $199,774
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $54,828
% Renters 15.7%

Market Analysis: 32334 Telogia

Meanwhile, ZIP 32334 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $200K median. It rewards specialists, not generalists.

The 32334 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 32334 and stronger Telogia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A durable renter share of 16% in 32334 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 32334 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Telogia:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$207K$185K$163K$141K$119K$97KFeb 2019Nov 2022Jul 2026

📊 How Does 32334 Compare?

Metric 32334 Telogia Florida
Home Value $199,774 $99,887 $374,697
5-Year CAGR 7.6% 7.6% 7.4%
Avg Rent $918 $918 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 32334? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32334 (Telogia, FL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 32334 (Telogia, FL)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $199,774
Monthly Rent $918
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 32334

Population: 1,749

💰 Median Household Income
$54,828
This area
$54,828
State
$70,737
USA
$74,580
🏠 Renter Occupied
15.7%
This area
15.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-18.0%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
4.7%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
18.2%
This area
18.2%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 91.4%
Other/Mixed 8.4%
Hispanic/Latino 5.0%
Asian 0.2%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
12.6%
This area
12.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32334

B+ Avg School Grade
1 Schools
13.4:1 Avg Class Size
$13,399 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HOSFORD ELEMENTARY JUNIOR HIGH SCHOOL

📚 Pre-K – 08 School
👥
340 Students
👨‍🏫
13.4:1 Class Size
💰
$13,399 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What approach is best for Telogia, FL real estate?

The best-fit strategy in Telogia, FL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much do tenants pay in Telogia, FL?

Rent in Telogia, FL is around $918/mo. The resulting rent-to-value relationship with $200K pricing is reasonable for most investor models.

What is the typical vacancy rate in Telogia, FL?

Telogia, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Does house hacking work in Telogia, FL?

House hacking works a challenging in Telogia, FL. Rents of $918/mo against $200K acquisition make the strategy solid for owner-occupants.

Are homes affordable in Telogia, FL?

Telogia, FL median home values land near $200K. That is reasonable territory for investors looking at $918/mo-per-month rentals.

You know 32334 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32334 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 32334 (Telogia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 32334 (Telogia, FL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.