Real Estate Investing in Yatesville, Georgia (31097)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Upson County • Population: 1,217 • Data updated: September 2026

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Should you buy in 31097 (Yatesville, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yatesville, GA (31097)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,348
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $63,808
% Renters 12.3%

Market Analysis: 31097 Yatesville

ZIP 31097 in Yatesville, GA carries a robust set of headwinds. Home values near $237K and rents of $891/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $237K asset, 31097 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 31097 sits on the difficult end of the GA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 31097 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 31097 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yatesville:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+15.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Thomaston, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Thomaston, GA metro data
🏠

Property Strategy for 31097

Which property type performs best in this market?

Best for Cash Flow
2BR
4.6% cap rate
Best for Appreciation
2BR
+11.6% 5yr CAGR
Best Overall Value
2BR
$76,705/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $153,411 $990 4.6% +11.6% $76,705
3BR $251,054 $1,270 3.6% +10.2% $83,685

Market Trends

Home Value History (with trend line)

$253K$216K$179K$142K$105K$68KJan 2014May 2020Jul 2026

📊 How Does 31097 Compare?

Metric 31097 Yatesville Thomaston, GA Georgia
Home Value $237,348 $237,348 N/A $329,538
5-Year CAGR 9.1% 9.1% N/A 7.8%
Avg Rent $891 $891 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 31097? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31097 (Yatesville, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+9.1%
Strong

📉 Market Crash Risk Index

Based on Thomaston, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $237,348
Monthly Rent $891
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 12.1%

📈 Home Appreciation

1-Year +15.7% ▲
3-Year CAGR +8.2% ▲
5-Year CAGR +9.1% ▲
10-Year CAGR +10.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 31097

Population: 1,217

💰 Median Household Income
$63,808
This area
$63,808
State
$64,001
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-18.6%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
-3.0%
USA
33.7%
👤 Median Age
53.3 years
This area
53.3 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 89.8%
Black/African American 8.6%
Other/Mixed 1.7%
👶 Under 18
14.1%
This area
14.1%
USA
22.0%
👴 65 and Over
27.9%
This area
27.9%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 444 Off-Campus Students
C
Gordon State College
3,129 students · 10.1 mi

Frequently Asked Questions

How much rent can I charge in Yatesville, GA?

Yatesville, GA rentals go for roughly $891/mo a month. That puts gross yield in solid territory relative to $237K acquisition costs.

How tight is the rental market in Yatesville, GA?

Vacancy risk in Yatesville, GA is elevated. That supports stable cash flow for typical rental holds.

Is Yatesville, GA a good market for buy-and-hold investors?

Our data puts Yatesville, GA at 3.0/5 for investability. Home prices of $237K and rents around $891/mo create a solid backdrop for investor activity.

How do home values compare in Yatesville, GA?

In Yatesville, GA the median home value sits at $237K. Against the broader GA market, that reads as reasonable for most investors.

Is Yatesville, GA a good market for FHA house hackers?

Yatesville, GA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $237K price point reasonable to enter.

You know 31097 now. You don’t know where it ranks.

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