Real Estate Investing in Murrayville, Georgia (30564)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lumpkin County • Population: 4,815 • Data updated: September 2026

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Should you buy in 30564 (Murrayville, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Murrayville, GA (30564)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $393,259
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $72,985
% Renters 17.5%

Market Analysis: 30564 Murrayville

Turning to rents, ZIP 30564 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $393K median. It rewards specialists, not generalists.

Rent of $1,224/mo on a $393K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 30564 sits below the stated 0.0% once reality is priced in.

Within GA, ZIP 30564 trails on several market indicators that neighboring Lumpkin County submarkets outperform. The gap is real and solid enough to shape underwriting.

A significant renter share of 18% in 30564 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 30564 is an operator game, not a passive one. From an investor standpoint, entry prices of $393K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Murrayville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gainesville, GA Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gainesville, GA metro data
🏠

Property Strategy for 30564

Which property type performs best in this market?

Best for Cash Flow
2BR
3.3% cap rate
Best for Appreciation
2BR
+10.6% 5yr CAGR
Best Overall Value
3BR
$123,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $295,593 $1,360 3.3% +10.6% $147,796
3BR $371,737 $1,640 3.2% +9.1% $123,912
4BR $509,193 $1,850 2.6% +9.6% $127,298

Market Trends

Home Value History (with trend line)

$416K$354K$291K$229K$167K$104KJul 2006Jul 2016Jul 2026

📊 How Does 30564 Compare?

Metric 30564 Murrayville Gainesville, GA Georgia
Home Value $393,259 $393,259 N/A $329,538
5-Year CAGR 5.6% 5.6% N/A 7.8%
Avg Rent $1,224 $1,224 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 30564? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 30564 (Murrayville, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.6%
Moderate

📉 Market Crash Risk Index

Based on Gainesville, GA metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $393,259
Monthly Rent $1,224
Price-to-Rent 26.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 30564

Population: 4,815

💰 Median Household Income
$72,985
This area
$72,985
State
$64,001
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-18.6%
USA
3.7%
🎓 College Educated
21.1%
This area
21.1%
State
-3.0%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.7%
Hispanic/Latino 2.4%
Asian 0.1%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

6 Nearby 5,609 Off-Campus Students
C+
University of North Georgia
18,074 students · 7.1 mi
C
Truett McConnell University
2,714 students · 11.4 mi
C
Lanier Technical College
6,145 students · 11.5 mi
C
Brenau University
2,420 students · 12.2 mi
D
Phoenix Institute
37 students · 12.3 mi
D
Interactive College of Technology-Gainesville
47 students · 13.6 mi

Investor Insight: With 5,609 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How should investors approach Murrayville, GA?

A careful cash-flow rentals with hands-on management strategy Murrayville, GA best. The market produces reliable results for that approach at the $393K price point.

Does Murrayville, GA favor landlords or tenants?

For rental operators, Murrayville, GA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical vacancy rate in Murrayville, GA?

Expect elevated vacancy in Murrayville, GA. Rents at $1,224/mo are absorbed by the tenant base without meaningful lag.

Can I live-in-and-rent in Murrayville, GA?

Murrayville, GA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,224/mo rent level.

How strong is Murrayville, GA for real estate investors?

Our data puts Murrayville, GA at 3.0/5 for investability. Home prices of $393K and rents around $1,224/mo create a solid backdrop for investor activity.

You know 30564 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 30564 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 30564 ranks in Gainesville, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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