Real Estate Investing in Ninety Six, South Carolina (29666)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greenwood County • Population: 6,751 • Data updated: September 2026

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Should you buy in 29666 (Ninety Six, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ninety Six, SC (29666)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $174,024
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $67,931
% Renters 19.5%

Market Analysis: 29666 Ninety Six

Investors eyeing 29666 need to respect the fundamentals at play. Home values of $174K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 29666 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 29666's metrics run below Greenwood County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 29666 ZIP's population of 6,751 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

The right play in 29666 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ninety Six:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+10.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Greenwood, SC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greenwood, SC metro data
🏠

Property Strategy for 29666

Which property type performs best in this market?

Best for Cash Flow
2BR
6.5% cap rate
Best for Appreciation
4BR
+9.1% 5yr CAGR
Best Overall Value
2BR
$64,888/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $129,776 $1,170 6.5% +7.5% $64,888
3BR $216,679 $1,500 5.0% +8.9% $72,226
4BR $442,521 $1,800 2.9% +9.1% $110,630

Market Trends

Home Value History (with trend line)

$180K$162K$145K$127K$110K$92KFeb 2016May 2021Jul 2026

📊 How Does 29666 Compare?

Metric 29666 Ninety Six Greenwood, SC South Carolina
Home Value $174,024 $174,024 N/A $299,690
5-Year CAGR 5.4% 5.4% N/A 7.3%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 29666? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29666 (Ninety Six, SC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Greenwood, SC metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $174,024
Monthly Rent $1,053
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +10.8% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 29666

Population: 6,751

💰 Median Household Income
$67,931
This area
$67,931
State
$58,636
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
26.9%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-1.4%
USA
3.7%
🎓 College Educated
29.8%
This area
29.8%
State
14.2%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
18.8%
This area
18.8%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
White 86.9%
Black/African American 10.2%
Other/Mixed 2.4%
Asian 0.5%
Hispanic/Latino 0.3%
👶 Under 18
25.2%
This area
25.2%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29666

B+ Avg School Grade
4 Schools
14.4:1 Avg Class Size
$13,948 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Edgewood Middle

📚 06 – 08 Middle
👥
353 Students
👨‍🏫
13.8:1 Class Size
💰
$13,948 Per Student
B+ Above Average

Ninety Six Elementary

📚 03 – 05 Elementary
👥
308 Students
👨‍🏫
12.6:1 Class Size
💰
$13,948 Per Student
B Good

Ninety Six High

📚 09 – 12 High School
👥
445 Students
👨‍🏫
15.5:1 Class Size
💰
$13,948 Per Student
B Good

Ninety Six Primary

📚 Pre-K – 02 Elementary
👥
373 Students
👨‍🏫
15.5:1 Class Size
💰
$13,948 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,003 Off-Campus Students
C
Piedmont Technical College
4,999 students · 9.4 mi
C
Charzanne Beauty College
32 students · 10.5 mi
C+
Lander University
4,363 students · 11.2 mi

Investor Insight: With 2,003 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How should investors approach Ninety Six, SC?

Most investors in Ninety Six, SC run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How deep is the rental pool in Ninety Six, SC?

Expect a solid tenant pool in Ninety Six, SC. The rental market absorbs $1,053/mo rents without meaningful friction.

Is Ninety Six, SC a friendly market for rental owners?

For rental operators, Ninety Six, SC rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is Ninety Six, SC suited for a house hack?

For house hackers, Ninety Six, SC is a challenging. The $1,053/mo rent on a unit helps defray the mortgage on a $174K property.

Where do home prices stand in Ninety Six, SC?

Ninety Six, SC median home values land near $174K. That is reasonable territory for investors looking at $1,053/mo-per-month rentals.

You know 29666 now. You don’t know where it ranks.

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How 29666 ranks in Greenwood, SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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