Real Estate Investing in Cameron, North Carolina (28326)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harnett County • Population: 25,981 • Data updated: September 2026

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Should you buy in 28326 (Cameron, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.

What’s happening in Cameron, NC (28326)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $317,962
Avg Monthly Rent $2,028
1% Rule ✗ Does Not Meet
Median Income $78,270
% Renters 37.0%

Market Analysis: 28326 Cameron

Not every below-median market is a bargain. Cameron's 28326 ZIP stands at signals that favor experienced operators who can absorb the risk $318K pricing implies.

The 28326 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 28326 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 28326 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 28326 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cameron:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,028/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Fayetteville, NC Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fayetteville, NC metro data
🏠

Property Strategy for 28326

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
2BR
+9.9% 5yr CAGR
Best Overall Value
5BR
$80,222/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $181,917 $1,440 5.7% +9.9% $90,958
3BR $286,546 $1,970 4.9% +9.4% $95,515
4BR $361,554 $2,390 4.8% +8.3% $90,389
5BR $401,108 +7.3% $80,222

Market Trends

Home Value History (with trend line)

$334K$296K$257K$219K$181K$142KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,052$1,999$1,946$1,894$1,841$1,788Jan 2025Oct 2025Jul 2026

📊 How Does 28326 Compare?

Metric 28326 Cameron Fayetteville, NC North Carolina
Home Value $317,962 $317,962 N/A $330,565
5-Year CAGR 6.6% 6.6% N/A 7.8%
Avg Rent $2,028 $2,028 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 28326? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28326 (Cameron, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Fayetteville, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $317,962
Monthly Rent $2,028
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year +7.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 28326

Population: 25,981

💰 Median Household Income
$78,270
This area
$78,270
State
$63,256
USA
$74,580
🏠 Renter Occupied
37.0%
This area
37.0%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-19.3%
USA
3.7%
🎓 College Educated
25.4%
This area
25.4%
State
0.5%
USA
33.7%
👤 Median Age
29.9 years
This area
29.9 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 59.7%
Black/African American 27.0%
Other/Mixed 12.2%
Hispanic/Latino 5.4%
Asian 1.1%
👶 Under 18
34.7%
This area
34.7%
USA
22.0%
👴 65 and Over
6.9%
This area
6.9%
USA
17.3%
📊 Poverty Rate
14.4%
This area
14.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28326

B Avg School Grade
4 Schools
15.1:1 Avg Class Size
$11,781 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Johnsonville Elementary

📚 Pre-K – 05 Elementary
👥
471 Students
👨‍🏫
14.2:1 Class Size
💰
$11,473 Per Student
B+ Above Average

Cameron Elementary

📚 K – 05 Elementary
👥
216 Students
👨‍🏫
12.2:1 Class Size
💰
$11,884 Per Student
B Good

New Century Middle

📚 06 – 08 Middle
👥
628 Students
👨‍🏫
15.6:1 Class Size
💰
$11,884 Per Student
C+ Average

Union Pines High

📚 09 – 12 High School
👥
1,409 Students
👨‍🏫
18.3:1 Class Size
💰
$11,884 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 2,362 Off-Campus Students
C+
Central Carolina Community College
5,574 students · 13.4 mi
C
Sandhills Community College
3,824 students · 14.0 mi

Investor Insight: With 2,362 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Cameron, NC rate as a rental market?

Cameron, NC rates 3.0/5 for investability. With median values at $318K and rents near $2,028/mo, the market offers reasonable fundamentals for rental investors.

Where do rents currently stand in Cameron, NC?

The typical rental in Cameron, NC commands about $2,028/mo monthly. That rent profile measured cash flow against the $318K purchase basis.

What strategy should investors use in Cameron, NC?

Investors usually favor careful cash-flow rentals with hands-on management in Cameron, NC. With home values at $318K and rents near $2,028/mo, other strategies can work but produce stable rather than outsized returns.

Is Cameron, NC suited for a house hack?

For house hackers, Cameron, NC is a challenging. The $2,028/mo rent on a unit helps defray the mortgage on a $318K property.

What kind of vacancy should I budget for in Cameron, NC?

Occupancy in Cameron, NC runs steady with elevated vacancy. Well-priced units at $2,028/mo lease on reasonable timelines.

You know 28326 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 28326 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 28326 ranks in Fayetteville, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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