Real Estate Investing in Mount Airy, North Carolina (27030)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Surry County • Population: 36,350 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 27030 (Mount Airy, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

What’s happening in Mount Airy, NC (27030)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,063
Avg Monthly Rent $1,095
1% Rule ✗ Does Not Meet
Median Income $44,653
% Renters 31.5%

Market Analysis: 27030 Mount Airy

This part of Surry County is not an easy win. The 27030 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 27030 can be a an appealing option for hunting ground — but the discount at $219K reflects genuine risk that outside investors often underestimate.

Regionally, 27030 sits on the difficult end of the NC spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 27030 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Mount Airy's stable or hybrid ZIPs before stepping into 27030. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Airy:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,095/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mount Airy, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mount Airy, NC metro data
🏠

Property Strategy for 27030

Which property type performs best in this market?

Best for Cash Flow
1BR
5.0% cap rate
Best for Appreciation
2BR
+8.7% 5yr CAGR
Best Overall Value
3BR
$73,273/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $110,922 $770 5.0% +8.6% $110,922
2BR $151,906 $930 4.4% +8.7% $75,953
3BR $219,820 $1,180 3.9% +8.0% $73,273
4BR $320,066 $1,410 3.2% +8.7% $80,017
5BR $387,735 +7.3% $77,547

Market Trends

Home Value History (with trend line)

$228K$201K$175K$148K$121K$94KMay 2007Dec 2016Jul 2026

Rent History (with trend line)

$1,424$1,354$1,283$1,212$1,141$1,071Oct 2025Mar 2026Jul 2026

📊 How Does 27030 Compare?

Metric 27030 Mount Airy Mount Airy, NC North Carolina
Home Value $219,063 $239,575 N/A $330,565
5-Year CAGR 6.1% 6.4% N/A 7.8%
Avg Rent $1,095 $966 N/A -
Cap Rate 3.9% 3.2% - -
💡 Why Invest in 27030? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27030 (Mount Airy, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on Mount Airy, NC metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $219,063
Monthly Rent $1,095
Price-to-Rent 16.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 27030

Population: 36,350

💰 Median Household Income
$44,653
This area
$44,653
State
$63,256
USA
$74,580
🏠 Renter Occupied
31.5%
This area
31.5%
State
27.8%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-19.3%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
0.5%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Other/Mixed 5.8%
Black/African American 5.1%
Hispanic/Latino 3.8%
Asian 0.7%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
16.4%
This area
16.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27030

B+ Avg School Grade
11 Schools
14.3:1 Avg Class Size
$13,153 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Meadowview Magnet Middle

📚 06 – 08 Middle
👥
312 Students
👨‍🏫
11.1:1 Class Size
💰
$13,317 Per Student
B+ Above Average

Franklin Elementary

📚 Pre-K – 05 Elementary
👥
468 Students
👨‍🏫
13.7:1 Class Size
💰
$13,317 Per Student
B+ Above Average

J Sam Gentry Middle

📚 06 – 08 Middle
👥
346 Students
👨‍🏫
14.5:1 Class Size
💰
$13,317 Per Student
B+ Above Average

Jones Intermediate

📚 03 – 05 Elementary
👥
338 Students
👨‍🏫
13.8:1 Class Size
💰
$13,769 Per Student
B+ Above Average

Mount Airy Middle

📚 06 – 08 Middle
👥
397 Students
👨‍🏫
13.5:1 Class Size
💰
$13,769 Per Student
B+ Above Average

White Plains Elementary

📚 Pre-K – 05 Elementary
👥
323 Students
👨‍🏫
12.8:1 Class Size
💰
$13,317 Per Student
B Good

Bruce H. Tharrington Primary

📚 Pre-K – 02 Elementary
👥
406 Students
👨‍🏫
15.6:1 Class Size
💰
$13,769 Per Student
B Good

Mount Airy High

📚 09 – 12 High School
👥
620 Students
👨‍🏫
16.9:1 Class Size
💰
$13,769 Per Student
B Good

Flat Rock Elementary

📚 Pre-K – 05 Elementary
👥
182 Students
👨‍🏫
12.6:1 Class Size
💰
$13,317 Per Student
B Good

North Surry High

📚 09 – 12 High School
👥
823 Students
👨‍🏫
16.7:1 Class Size
💰
$13,317 Per Student
C+ Average

Millennium Charter Academy

📚 K – 12 K-12 Charter
👥
661 Students
👨‍🏫
15.9:1 Class Size
💰
$9,709 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 736 Off-Campus Students
C
Surry Community College
2,758 students · 8.7 mi

Investor Insight: With 736 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Mount Airy, NC?

With a 3.0/5 investability score, Mount Airy, NC ranks as a solid market for rental property investors. Median prices of $219K and rents of $1,095/mo drive the underlying numbers.

Is Mount Airy, NC better for rentals, flips, or BRRRR?

Mount Airy, NC investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($219K prices, $1,095/mo rents) make it a reasonable choice.

What are vacancy rates like in Mount Airy, NC?

Vacancy in Mount Airy, NC is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,095/mo.

Can I live-in-and-rent in Mount Airy, NC?

The house hack math a challenging in Mount Airy, NC. Owner-occupant buyers benefit from the $1,095/mo rents and $219K home values.

Does Mount Airy, NC favor landlords or tenants?

Rental owners in Mount Airy, NC deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 27030 now. You don’t know where it ranks.

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How 27030 ranks in Mount Airy, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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