Real Estate Investing in Masontown, West Virginia (26542)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Preston County • Population: 2,120 • Data updated: September 2026

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Should you buy in 26542 (Masontown, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Masontown, WV (26542)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $172,415
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $54,924
% Renters 20.3%

Market Analysis: 26542 Masontown

Not every below-median market is a bargain. Masontown's 26542 ZIP comes in at signals that favor experienced operators who can absorb the risk $172K pricing implies.

For an experienced owner, 26542 can be a an appealing option for hunting ground — but the discount at $172K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Masontown have seen price recovery that 26542 has not matched. Preston County data supports the view that the spread is structural rather than temporary.

Employment concentration in 26542 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 26542 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Masontown:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Morgantown, WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Morgantown, WV metro data
🏠

Property Strategy for 26542

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
2BR
+8.1% 5yr CAGR
Best Overall Value
4BR
$60,518/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $127,744 $1,020 5.7% +8.1% $63,872
3BR $189,439 $1,230 4.7% +7.7% $63,146
4BR $242,072 $1,630 4.8% $60,518

Market Trends

Home Value History (with trend line)

$184K$163K$142K$121K$100K$79KJul 2006Jul 2016Jul 2026

📊 How Does 26542 Compare?

Metric 26542 Masontown Morgantown, WV West Virginia
Home Value $172,415 $172,415 N/A $169,372
5-Year CAGR 5.0% 5.0% N/A 6.1%
Avg Rent $918 $918 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 26542? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26542 (Masontown, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+5.0%
Moderate

📉 Market Crash Risk Index

Based on Morgantown, WV metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $172,415
Monthly Rent $918
Price-to-Rent 15.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 26542

Population: 2,120

💰 Median Household Income
$54,924
This area
$54,924
State
$53,950
USA
$74,580
🏠 Renter Occupied
20.3%
This area
20.3%
State
19.0%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-19.8%
USA
3.7%
🎓 College Educated
21.4%
This area
21.4%
State
-9.6%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
16.8%
This area
16.8%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Other/Mixed 6.1%
Hispanic/Latino 3.5%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
25.2%
This area
25.2%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

6 Nearby 3,228 Off-Campus Students
C
Ross Medical Education Center-Morgantown
16 students · 8.3 mi
B
Monongalia County Technical Education Center
48 students · 9.3 mi
C+
Morgantown Beauty College Inc
74 students · 9.6 mi
C
West Virginia Junior College-Morgantown
584 students · 9.7 mi
C+
West Virginia University
24,200 students · 9.7 mi
C
West Virginia University Hospital Departments of Rad Tech and Nutrition
61 students · 10.5 mi

Investor Insight: With 3,228 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Masontown, WV rate as a rental market?

Masontown, WV scores 3.0/5 for investability. Home values sit at $172K and rents near $918/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How qualified is the tenant pool in Masontown, WV?

The tenant pool in Masontown, WV is solid, supported by local employment and population fundamentals. Rents of $918/mo are well-absorbed by the market.

How much rent can I charge in Masontown, WV?

Rents in Masontown, WV run near $918/mo. Compared with median home prices of $172K that produces solid gross yields for typical rentals.

Which investment style suits Masontown, WV?

Investors usually favor careful cash-flow rentals with hands-on management in Masontown, WV. With home values at $172K and rents near $918/mo, other strategies can work but produce steady rather than outsized returns.

What price range are homes in Masontown, WV?

The median home value in Masontown, WV is roughly $172K. That puts it reasonable relative to the WV statewide average.

You know 26542 now. You don’t know where it ranks.

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How 26542 ranks in Morgantown, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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