Real Estate Investing in Lumberport, West Virginia (26386)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison County • Population: 2,529 • Data updated: September 2026

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Should you buy in 26386 (Lumberport, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.6% of homes vacant — above national norms.
  • Declining values: -0.5% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lumberport, WV (26386)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $93,017
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $57,360
% Renters 19.3%

Market Analysis: 26386 Lumberport

ZIP 26386 inside Harrison County looks affordable on the surface — median value of $93K — but the discount exists for reasons that a careful buyer should understand before committing.

On balance, the numbers look inviting — $93K purchase price, 0.0% nominal cap — the work to hit that pro forma in 26386 is substantial and deserves full respect.

Regionally, 26386 sits on the difficult end of the WV spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 26386 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lumberport:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Clarksburg, WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Clarksburg, WV metro data
🏠

Property Strategy for 26386

Which property type performs best in this market?

Best for Cash Flow
2BR
9.3% cap rate
Best for Appreciation
3BR
+1.9% 5yr CAGR
Best Overall Value
2BR
$37,936/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $75,871 $980 9.3% +0.8% $37,936
3BR $135,911 $1,300 6.9% +1.9% $45,304

Market Trends

Home Value History (with trend line)

$104K$99K$93K$87K$82K$76KFeb 2019Nov 2022Jul 2026

📊 How Does 26386 Compare?

Metric 26386 Lumberport Clarksburg, WV West Virginia
Home Value $93,017 $93,017 N/A $169,372
5-Year CAGR N/A N/A N/A 6.1%
Avg Rent $882 $882 N/A -
Cap Rate 7.4% 7.4% - -
💡 Why Invest in 26386? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26386 (Lumberport, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.4%
Good
5yr Growth
-0.5%
Declining

📉 Market Crash Risk Index

Based on Clarksburg, WV metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $93,017
Monthly Rent $882
Price-to-Rent 8.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.4%
Cap Rate 7.4%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR -2.0% ▼
5-Year CAGR -0.5% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.4%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 26386

Population: 2,529

💰 Median Household Income
$57,360
This area
$57,360
State
$53,950
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
19.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-19.8%
USA
3.7%
🎓 College Educated
4.3%
This area
4.3%
State
-9.6%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
18.6%
This area
18.6%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 92.0%
Other/Mixed 8.0%
Hispanic/Latino 6.6%
👶 Under 18
15.7%
This area
15.7%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 26386

A Avg School Grade
1 Schools
9.9:1 Avg Class Size
$14,955 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Lumberport Elementary School

📚 Pre-K – 05 Elementary
👥
232 Students
👨‍🏫
9.9:1 Class Size
💰
$14,955 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 1,388 Off-Campus Students
C+
United Technical Center
26 students · 6.5 mi
C+
Clarksburg Beauty Academy and School of Massage Therapy
58 students · 8.9 mi
C
West Virginia Junior College-Bridgeport
175 students · 10.5 mi
C
Pierpont Community and Technical College
1,939 students · 11.5 mi
D
Salem University
894 students · 11.8 mi
C+
Fairmont State University
3,307 students · 14.1 mi

Investor Insight: With 1,388 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Lumberport, WV?

Homes in Lumberport, WV typically sell near $93K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

What kind of tenants rent in Lumberport, WV?

Tenant quality in Lumberport, WV ranks as solid. Landlords generally report reliable occupancy at market rents of $882/mo.

What kind of vacancy should I budget for in Lumberport, WV?

Occupancy in Lumberport, WV runs predictable with elevated vacancy. Well-priced units at $882/mo lease on reasonable timelines.

Is WV a landlord-friendly state?

Landlord-friendliness in Lumberport, WV is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What kind of market is Lumberport, WV for investors?

Investors tracking Lumberport, WV will find a 3.0/5 rating supported by $93K median home values and $882/mo rents. That profile suits long-term holders targeting predictable returns.

You know 26386 now. You don’t know where it ranks.

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How 26386 ranks in Clarksburg, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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