Real Estate Investing in Coal City, West Virginia (25823)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Raleigh County • Population: 419 • Data updated: September 2026

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Should you buy in 25823 (Coal City, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 33.0% of homes vacant — above national norms.
  • Higher unemployment: 9.1% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coal City, WV (25823)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $108,257
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 30.3%

Market Analysis: 25823 Coal City

Put differently, ZIP 25823 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $108K median. It rewards specialists, not generalists.

Turning to rents, the numbers look inviting — $108K purchase price, 0.0% nominal cap — the work to hit that pro forma in 25823 is substantial and deserves full respect.

In the broader WV picture, 25823 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Looking more closely, 419 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 25823 is an operator game, not a passive one. Turning to rents, entry prices of $108K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coal City:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Beckley, WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Beckley, WV metro data
🏠

Property Strategy for 25823

Which property type performs best in this market?

Best for Cash Flow
2BR
8.8% cap rate
Best Overall Value
2BR
$38,591/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $77,182 $940 8.8% $38,591
3BR $117,514 $1,310 8.0% $39,171

Market Trends

Home Value History (with trend line)

$124K$109K$95K$81K$66K$52KJul 2006Jul 2016Jul 2026

📊 How Does 25823 Compare?

Metric 25823 Coal City Beckley, WV West Virginia
Home Value $108,257 $108,257 N/A $169,372
5-Year CAGR 4.8% 4.8% N/A 6.1%
Avg Rent $846 $846 N/A -
Cap Rate 6.1% 6.1% - -
💡 Why Invest in 25823? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25823 (Coal City, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.1%
Good
5yr Growth
+4.8%
Moderate

📉 Market Crash Risk Index

Based on Beckley, WV metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $108,257
Monthly Rent $846
Price-to-Rent 10.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.4%
Cap Rate 6.1%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
33.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 25823

Population: 419

💰 Median Household Income
N/A
🏠 Renter Occupied
30.3%
This area
30.3%
State
19.0%
USA
34.0%
💼 Unemployment Rate
9.1%
This area
9.1%
State
-19.8%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
-9.6%
USA
33.7%
👤 Median Age
55.0 years
This area
55.0 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
33.0%
This area
33.0%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
33.3%
This area
33.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 25823

A Avg School Grade
2 Schools
14.0:1 Avg Class Size
$14,950 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Coal City Elementary

📚 Pre-K – 05 Elementary
👥
386 Students
👨‍🏫
14.9:1 Class Size
💰
$14,950 Per Student
A Very Good

Independence Middle School

📚 06 – 08 Middle
👥
444 Students
👨‍🏫
13.1:1 Class Size
💰
$14,950 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,235 Off-Campus Students
C
New River Community and Technical College
1,262 students · 7.4 mi
C+
West Virginia University Institute of Technology
1,448 students · 7.6 mi
D
Valley College-Beckley
181 students · 8.5 mi
C+
Academy of Careers and Technology
147 students · 9.0 mi
C+
Appalachian Bible College
218 students · 13.0 mi

Investor Insight: With 1,235 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Coal City, WV make sense for an investment property?

Yes - Coal City, WV a 3.0/5 investability score. With $108K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Coal City, WV?

A careful cash-flow rentals with hands-on management strategy Coal City, WV best. The market produces stable results for that approach at the $108K price point.

What kind of vacancy should I budget for in Coal City, WV?

Rental vacancy in Coal City, WV is elevated. Investors should budget normal turnover but not chronic empty units.

Does a duplex house hack pencil in Coal City, WV?

House hacking in Coal City, WV is reasonable to execute. Prices around $108K and rents of $846/mo solid owner-occupant economics.

How much is rent in Coal City, WV?

Average rent in Coal City, WV is approximately $846/mo per month. Against $108K home values that yields a reasonable rent-to-price ratio.

You know 25823 now. You don’t know where it ranks.

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How 25823 ranks in Beckley, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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