Real Estate Investing in Ona, West Virginia (25545)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cabell County • Population: 5,005 • Data updated: September 2026

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Should you buy in 25545 (Ona, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ona, WV (25545)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,207
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $81,964
% Renters 7.0%

Market Analysis: 25545 Ona

On balance, ZIP 25545 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $250K median. It rewards specialists, not generalists.

For an experienced owner, 25545 can be a a viable market for hunting ground — but the discount at $250K reflects genuine risk that outside investors often underestimate.

Within WV, ZIP 25545 trails on several market indicators that neighboring Cabell County submarkets outperform. The gap is real and resilient enough to shape underwriting.

The demographic picture in 25545 includes headwinds that any investor should price in. Income distribution skews lower than Ona averages, and tenant stability requires active management.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ona:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 25545

Which property type performs best in this market?

Best for Cash Flow
2BR
5.5% cap rate
Best for Appreciation
2BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$74,951/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $153,612 $1,170 5.5% +8.1% $76,806
3BR $224,854 $1,500 4.8% +7.5% $74,951
4BR $331,041 $1,700 3.7% +6.5% $82,760

Market Trends

Home Value History (with trend line)

$259K$233K$206K$179K$153K$126KJan 2009Oct 2017Jul 2026

📊 How Does 25545 Compare?

Metric 25545 Ona West Virginia
Home Value $250,207 $250,207 $169,372
5-Year CAGR 6.1% 6.1% 6.1%
Avg Rent $1,053 $1,053 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 25545? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25545 (Ona, WV). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 25545 (Ona, WV)?

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $250,207
Monthly Rent $1,053
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 25545

Population: 5,005

💰 Median Household Income
$81,964
This area
$81,964
State
$53,950
USA
$74,580
🏠 Renter Occupied
7.0%
This area
7.0%
State
19.0%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-19.8%
USA
3.7%
🎓 College Educated
39.8%
This area
39.8%
State
-9.6%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 3.5%
Black/African American 1.8%
Hispanic/Latino 1.0%
👶 Under 18
27.7%
This area
27.7%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 25545

B Avg School Grade
2 Schools
16.5:1 Avg Class Size
$15,738 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ona Elementary School

📚 Pre-K – 05 Elementary
👥
281 Students
👨‍🏫
15.6:1 Class Size
💰
$15,738 Per Student
B Good

Cabell Midland High School

📚 09 – 12 High School
👥
1,713 Students
👨‍🏫
17.5:1 Class Size
💰
$15,738 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 1,500 Off-Campus Students
C
Huntington School of Beauty Culture
115 students · 6.4 mi
C+
Cabell County Career Technology Center
26 students · 8.9 mi
C+
Marshall University
11,027 students · 11.3 mi
D
Huntington Junior College
209 students · 12.1 mi
C
Mountwest Community and Technical College
1,459 students · 13.4 mi
C+
Collins Career Technical Center
427 students · 13.7 mi

Investor Insight: With 1,500 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Ona, WV?

Rental rates in Ona, WV average $1,053/mo. Tenant demand and $250K home values make the yield look reasonable by investor standards.

What is the typical vacancy rate in Ona, WV?

Occupancy in Ona, WV runs measured with elevated vacancy. Well-priced units at $1,053/mo lease on reasonable timelines.

Is Ona in WV worth investing in?

Our data puts Ona, WV at 3.0/5 for investability. Home prices of $250K and rents around $1,053/mo create a solid backdrop for investor activity.

How do home values compare in Ona, WV?

Homes in Ona, WV typically sell near $250K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

Is Ona, WV better for rentals, flips, or BRRRR?

For Ona, WV, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 25545 now. You don’t know where it ranks.

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How 25545 ranks in Huntington-Ashland, WV-KY-OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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