Real Estate Investing in Montgomery, West Virginia (25136)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 1,749 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 25136 (Montgomery, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 22.0% of homes vacant — above national norms.
  • Elevated poverty: 31.6% poverty rate — can affect rent collection.
  • Lower household income: $30,114 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montgomery, WV (25136)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $75,624
Avg Monthly Rent $855
1% Rule ✓ Meets
Median Income $30,114
% Renters 65.0%

Market Analysis: 25136 Montgomery

Within Fayette County, the 25136 ZIP sits at a lower entry point around $76K. On the rental side, operators who can improve stock here typically see outsized uplift.

In 25136, the deal is made on the buy and on the capex. notable entry prices of $76K leave room in the budget for light-to-medium renovation, with rent lift to match.

Comparing Montgomery submarkets, ZIP 25136 offers an entry cost that most surrounding neighborhoods have moved past. The impressive delta is the opportunity.

The 25136 ZIP's demographic trend has been one of stability with upside — population of 1,749, steady renter share, and an incoming cohort that is willing to pay for improved units.

The strategy in 25136 is forced equity, not market equity. On balance, entry prices are accommodating at $76K, the returns sit in the renovation budget, not the holding period.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montgomery:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Beckley, WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Beckley, WV metro data
🏠

Property Strategy for 25136

Which property type performs best in this market?

Best for Cash Flow
2BR
12.0% cap rate
Best for Appreciation
2BR
+4.8% 5yr CAGR
Best Overall Value
3BR
$26,894/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $56,900 $950 12.0% +4.8% $28,450
3BR $80,681 $1,230 11.0% +3.4% $26,894

Market Trends

Home Value History (with trend line)

$85K$79K$72K$66K$60K$53KFeb 2019Nov 2022Jul 2026

📊 How Does 25136 Compare?

Metric 25136 Montgomery Beckley, WV West Virginia
Home Value $75,624 $87,309 N/A $169,372
5-Year CAGR 2.5% 3.0% N/A 6.1%
Avg Rent $855 $864 N/A -
Cap Rate 8.8% 8.3% - -
💡 Why Invest in 25136? Click to expand

This ZIP code meets the 1% rule with rent at $855/mo on homes averaging $75,624 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

65% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25136 (Montgomery, WV). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 25136 (Montgomery, WV)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
8.8%
Excellent
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Beckley, WV metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $75,624
Monthly Rent $855
Price-to-Rent 7.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.6%
Cap Rate 8.8%
5-Year IRR 11.3%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +2.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 25136

Population: 1,749

💰 Median Household Income
$30,114
This area
$30,114
State
$53,950
USA
$74,580
🏠 Renter Occupied
65.0%
This area
65.0%
State
19.0%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-19.8%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
-9.6%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
22.0%
This area
22.0%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 68.3%
Other/Mixed 20.5%
Black/African American 11.2%
Hispanic/Latino 7.2%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
31.6%
This area
31.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 25136

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Valley Pk-8

📚 Pre-K – 08 School
📍 1 Greyhound Lane, Smithers
👥
527 Students
👨‍🏫
14.6:1 Class Size
💰
$14,904 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Montgomery, WV?

Expect median prices around $76K in Montgomery, WV. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Is Montgomery, WV a viable BRRRR market?

Montgomery, WV BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.

How close is Montgomery, WV to meeting the 1% rule?

Montgomery, WV delivers a 1.13% rent-to-price ratio on average. Investors targeting the 1% rule will find solid opportunities.

What real estate strategy is ideal for Montgomery, WV?

In Montgomery, WV the sturdy play is typically value-add and BRRRR deals. The combination of $76K prices and $855/mo rents suits that approach.

Does house hacking work in Montgomery, WV?

Montgomery, WV is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $76K price point reasonable to enter.

You know 25136 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 25136 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 25136 ranks in Beckley, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 25136 (Montgomery)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 25136 (Montgomery, WV).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.