Real Estate Investing in Snow Hill, Maryland (21863)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worcester County • Population: 5,202 • Data updated: September 2026

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Should you buy in 21863 (Snow Hill, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Snow Hill, MD (21863)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $289,499
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $67,107
% Renters 25.7%

Market Analysis: 21863 Snow Hill

The 21863 ZIP in Snow Hill, MD is a local-operator market. Outside capital chasing a $289K entry has to pair deep knowledge with the discount.

The 21863 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Snow Hill have seen price recovery that 21863 has not matched. Worcester County data supports the view that the spread is structural rather than temporary.

The demographic picture in 21863 includes headwinds that any investor should price in. Income distribution skews lower than Snow Hill averages, and tenant stability requires active management.

The 21863 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Snow Hill:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Salisbury, MD-DE Metro Area
More inventory, negotiating room for buyers
76 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Salisbury, MD-DE metro data
🏠

Property Strategy for 21863

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$84,032/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $284,206 $1,610 4.1% +8.0% $94,735
4BR $336,130 $1,770 3.8% +6.8% $84,032

Market Trends

Home Value History (with trend line)

$307K$270K$234K$198K$161K$125KJul 2006Jul 2016Jul 2026

📊 How Does 21863 Compare?

Metric 21863 Snow Hill Salisbury, MD-DE Maryland
Home Value $289,499 $289,499 N/A $424,997
5-Year CAGR 4.0% 4.0% N/A 4.9%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 21863? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21863 (Snow Hill, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $289,499
Monthly Rent $1,035
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21863

Population: 5,202

💰 Median Household Income
$67,107
This area
$67,107
State
$107,932
USA
$74,580
🏠 Renter Occupied
25.7%
This area
25.7%
State
23.8%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-20.0%
USA
3.7%
🎓 College Educated
30.0%
This area
30.0%
State
10.6%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 69.9%
Black/African American 22.4%
Other/Mixed 5.8%
Hispanic/Latino 2.1%
Asian 1.9%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
13.7%
This area
13.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21863

A+ Avg School Grade
4 Schools
9.1:1 Avg Class Size
$23,159 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Snow Hill High

📚 09 – 12 High School
👥
341 Students
👨‍🏫
10.7:1 Class Size
💰
$23,159 Per Student
A+ Excellent

Snow Hill Middle

📚 04 – 08 School
👥
403 Students
👨‍🏫
9.3:1 Class Size
💰
$23,159 Per Student
A+ Excellent

Snow Hill Elementary

📚 Pre-K – 03 Elementary
👥
396 Students
👨‍🏫
12.2:1 Class Size
💰
$23,159 Per Student
A Very Good

Cedar Chapel Special School

📚 01 – 12 K-12
👥
50 Students
👨‍🏫
4.2:1 Class Size
💰
$23,159 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 511 Off-Campus Students
C
Wor-Wic Community College
2,636 students · 13.6 mi
C
Del-Mar-Va Beauty Academy
43 students · 14.8 mi

Investor Insight: With 511 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the best play in Snow Hill, MD?

For Snow Hill, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How much should I expect to pay for a home in Snow Hill, MD?

Typical homes in Snow Hill, MD go for around $289K. The 5-year CAGR of 0.0% even-keeled price movement.

What kind of market is Snow Hill, MD for investors?

Investors tracking Snow Hill, MD will find a 3.0/5 rating supported by $289K median home values and $1,035/mo rents. That profile suits long-term holders targeting stable returns.

Is MD a landlord-friendly state?

Landlord-friendliness in Snow Hill, MD is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What do rentals go for in Snow Hill, MD?

Average rent in Snow Hill, MD is approximately $1,035/mo per month. Against $289K home values that yields a reasonable rent-to-price ratio.

You know 21863 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21863 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 21863 ranks in Salisbury, MD-DE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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