Real Estate Investing in Curtis Bay, Maryland (21226)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21226 (Curtis Bay, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.9% of homes vacant — above national norms.
What’s happening in Curtis Bay, MD (21226)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 21226 Curtis Bay
ZIP 21226 inside Baltimore looks affordable on the surface — median value of $318K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 21226 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 21226 sits on the difficult end of the MD spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 21226 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. durable returns are possible in 21226, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Curtis Bay:
Property Strategy for 21226
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $131,384 | $1,770 | 9.7% | +4.5% | $65,692 |
| 3BR | $359,056 | $2,280 | 4.6% | +6.8% | $119,685 |
| 4BR | $404,796 | $2,550 | 4.5% | +5.9% | $101,199 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 21226 Compare?
| Metric | 21226 | Curtis Bay | Maryland |
|---|---|---|---|
| Home Value | $317,831 | $317,831 | $424,997 |
| 5-Year CAGR | 3.9% | 3.9% | 4.9% |
| Avg Rent | $1,454 | $1,454 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21226 (Curtis Bay, MD). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 21226 (Curtis Bay, MD)?
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Property managers serving Baltimore County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Tidewater Property Management, Inc. is a family-owned company in the Mid-Atlantic providing full-service HOA, condo, and rental property management for single-family and multifamily properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $317,831 |
| Monthly Rent | $1,454 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +4.3% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21226
Population: 6,593
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21226
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Freetown Elementary
Glendale Elementary
Point Pleasant Elementary
Marley Elementary
Solley Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average home sale price in Curtis Bay, MD?
Curtis Bay, MD median home values land near $318K. That is reasonable territory for investors looking at $1,454/mo-per-month rentals.
How much do tenants pay in Curtis Bay, MD?
Investors in Curtis Bay, MD typically see rents near $1,454/mo per month against $318K home values - a solid setup for rental cash flow.
Does Curtis Bay, MD favor landlords or tenants?
For rental operators, Curtis Bay, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Is Curtis Bay, MD suited for a house hack?
House hacking in Curtis Bay, MD is reasonable to execute. Prices around $318K and rents of $1,454/mo solid owner-occupant economics.
What kind of tenants rent in Curtis Bay, MD?
Tenant demand in Curtis Bay, MD is solid. The local workforce $1,454/mo rents across most rental classes.
You know 21226 now. You don’t know where it ranks.
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Community Ratings
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