Real Estate Investing in Kensington, Maryland (20895)
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Should you buy in 20895 (Kensington, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Kensington, MD (20895)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20895 Kensington
This part of Montgomery County is not an easy win. The 20895 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 20895 is resilient only for operators who understand what they are buying. A $811K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 20895 and stronger Kensington ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 20895 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 20895 is an operator game, not a passive one. From an investor standpoint, entry prices of $811K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Kensington:
Property Strategy for 20895
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $387,809 | $2,350 | 4.4% | +3.9% | $193,905 |
| 3BR | $716,575 | $2,970 | 3.0% | +4.3% | $238,858 |
| 4BR | $890,098 | $3,490 | 2.8% | +4.9% | $222,524 |
| 5BR | $1,293,710 | — | — | +5.6% | $258,742 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 20895 Compare?
| Metric | 20895 | Kensington | Maryland |
|---|---|---|---|
| Home Value | $810,619 | $810,619 | $424,997 |
| 5-Year CAGR | 2.2% | 2.2% | 4.9% |
| Avg Rent | $3,467 | $3,467 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20895 (Kensington, MD). Anonymous, moderated, never written by AI.
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Property managers serving Montgomery County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $810,619 |
| Monthly Rent | $3,467 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 5.6% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +2.2% ▲ |
| 10-Year CAGR | +3.4% ▲ |
🏠 Rent Trends
| 1-Year | +18.6% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20895
Population: 19,042
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20895
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Flora M. Singer Elementary
Kemp Mill Elementary
Oakland Terrace Elementary
Arcola Elementary
Bethesda Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,958 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Kensington, MD?
Kensington, MD home values average about $811K. That price point suits investors targeting rentals with $3,467/mo in monthly income.
What is the renter demographic in Kensington, MD?
Expect a solid tenant pool in Kensington, MD. The rental market absorbs $3,467/mo rents without meaningful friction.
Is Kensington in MD worth investing in?
The 3.0/5 investability rating in Kensington, MD reflects its $811K prices and $3,467/mo rents. Investors generally consider it a solid option within MD.
Is Kensington, MD better for rentals, flips, or BRRRR?
Investors usually favor careful cash-flow rentals with hands-on management in Kensington, MD. With home values at $811K and rents near $3,467/mo, other strategies can work but produce reliable rather than outsized returns.
How quickly do rentals get leased in Kensington, MD?
Occupancy in Kensington, MD runs even-keeled with elevated vacancy. Well-priced units at $3,467/mo lease on reasonable timelines.
You know 20895 now. You don’t know where it ranks.
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How 20895 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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