Real Estate Investing in Beltsville, Maryland (20705)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince Georges County • Population: 28,119 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 20705 (Beltsville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Beltsville, MD (20705)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $461,485
Avg Monthly Rent $1,605
1% Rule ✗ Does Not Meet
Median Income $102,816
% Renters 33.2%

Market Analysis: 20705 Beltsville

This part of Prince Georges County is not an easy win. The 20705 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $461K asset, 20705 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 20705's metrics run below Prince Georges County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A resilient renter share of 33% in 20705 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Beltsville's stable or hybrid ZIPs before stepping into 20705. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Beltsville:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,605/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 20705

Which property type performs best in this market?

Best for Cash Flow
1BR
8.4% cap rate
Best for Appreciation
1BR
+5.5% 5yr CAGR
Best Overall Value
2BR
$98,790/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $154,833 $1,810 8.4% +5.5% $154,833
2BR $197,579 $2,020 7.4% +4.1% $98,790
3BR $439,626 $2,550 4.2% +5.4% $146,542
4BR $533,101 $3,000 4.1% +5.0% $133,275
5BR $582,579 +4.8% $116,516

Market Trends

Home Value History (with trend line)

$488K$427K$366K$305K$245K$184KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,876$1,816$1,755$1,695$1,634$1,573Nov 2021Mar 2024Jul 2026

📊 How Does 20705 Compare?

Metric 20705 Beltsville Maryland
Home Value $461,485 $461,485 $424,997
5-Year CAGR 2.5% 2.5% 4.9%
Avg Rent $1,605 $1,605 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 20705? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20705 (Beltsville, MD). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 20705 (Beltsville, MD)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Prince Georges County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Mainstay Property Management is a property management company in Maryland, specializing in renting houses and multi-family properties. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $461,485
Monthly Rent $1,605
Price-to-Rent 24.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 5.2%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year -7.2% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20705

Population: 28,119

💰 Median Household Income
$102,816
This area
$102,816
State
$107,932
USA
$74,580
🏠 Renter Occupied
33.2%
This area
33.2%
State
23.8%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-20.0%
USA
3.7%
🎓 College Educated
33.3%
This area
33.3%
State
10.6%
USA
33.7%
👤 Median Age
35.7 years
This area
35.7 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 36.7%
Black/African American 36.5%
Hispanic/Latino 34.8%
White 16.0%
Asian 10.9%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
12.6%
This area
12.6%
USA
17.3%
📊 Poverty Rate
8.1%
This area
8.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20705

A Avg School Grade
7 Schools
13.2:1 Avg Class Size
$21,751 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Calverton Elementary

📚 Pre-K – 05 Elementary
👥
799 Students
👨‍🏫
13.6:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Martin Luther King Jr. Middle

📚 06 – 08 Middle
👥
628 Students
👨‍🏫
15.0:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Frances R Fuchs E C C

📚 Grade PK Elementary
👥
327 Students
👨‍🏫
8.0:1 Class Size
💰
$21,751 Per Student
A Very Good

Vansville Elementary

📚 Pre-K – 05 Elementary
👥
669 Students
👨‍🏫
16.5:1 Class Size
💰
$21,751 Per Student
A Very Good

Beltsville Academy

📚 Pre-K – 08 School
👥
1,109 Students
👨‍🏫
14.4:1 Class Size
💰
$21,751 Per Student
A Very Good

James E. Duckworth

📚 K – 12 K-12
👥
88 Students
👨‍🏫
6.8:1 Class Size
💰
$21,751 Per Student
B Good

High Point High

📚 09 – 12 High School
👥
2,960 Students
👨‍🏫
18.4:1 Class Size
💰
$21,751 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,673 Off-Campus Students
C
Capitol Technology University
902 students · 2.7 mi
B+
University of Maryland-College Park
40,813 students · 4.6 mi
C
Aspen Beauty Academy of Laurel
118 students · 5.6 mi
D
Montgomery Beauty School
68 students · 6.3 mi
D
Hair Academy
241 students · 6.4 mi
C+
Washington Adventist University
695 students · 6.8 mi
D
Fortis College-Landover
576 students · 6.8 mi
C+
Yeshiva College of the Nations Capital
57 students · 7.0 mi

Investor Insight: With 1,673 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Beltsville, MD a smart market for rental property?

The 3.0/5 investability rating in Beltsville, MD reflects its $461K prices and $1,605/mo rents. Investors generally consider it a solid option within MD.

Is rental property easy to operate in Beltsville, MD?

The landlord environment in Beltsville, MD is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are there empty rentals in Beltsville, MD?

Beltsville, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

Is Beltsville, MD good for house hacking?

The house hack math a challenging in Beltsville, MD. Owner-occupant buyers benefit from the $1,605/mo rents and $461K home values.

What monthly rent should investors expect in Beltsville, MD?

Rental rates in Beltsville, MD average $1,605/mo. Tenant demand and $461K home values make the yield look reasonable by investor standards.

You know 20705 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20705 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 20705 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 20705 (Beltsville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 20705 (Beltsville, MD).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.