Real Estate Investing in White Haven, Pennsylvania (18661)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 18661 (White Haven, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 37.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in White Haven, PA (18661)?
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Market Analysis: 18661 White Haven
The 18661 ZIP covers a section of White Haven that demands careful diligence. Prices near $252K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 18661 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Turning to rents, 18661 offers a low basis, the region around White Haven has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 18661 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. resilient returns are possible in 18661, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in White Haven:
Property Strategy for 18661
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $197,113 | $1,540 | 5.6% | +10.9% | $98,556 |
| 3BR | $250,203 | $1,990 | 5.7% | +10.9% | $83,401 |
| 4BR | $306,782 | $2,150 | 5.0% | +10.6% | $76,695 |
Market Trends
Home Value History (with trend line)
📊 How Does 18661 Compare?
| Metric | 18661 | White Haven | Scranton--Wilkes-Barre, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $252,007 | $252,007 | N/A | $278,018 |
| 5-Year CAGR | 7.0% | 7.0% | N/A | 6.3% |
| Avg Rent | $1,386 | $1,386 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 18661 (White Haven, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $252,007 |
| Monthly Rent | $1,386 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 18661
Population: 5,541
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,486 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in White Haven, PA?
Typical homes in White Haven, PA go for around $252K. The 5-year CAGR of 0.0% even-keeled price movement.
What kind of tenants rent in White Haven, PA?
White Haven, PA offers a measured renter base at the $1,386/mo rent level. Tenant turnover is reasonable for well-managed properties.
What do rentals go for in White Haven, PA?
Average rent in White Haven, PA is approximately $1,386/mo per month. Against $252K home values that yields a reasonable rent-to-price ratio.
Does house hacking make sense in White Haven, PA?
House hacking works a challenging in White Haven, PA. Rents of $1,386/mo against $252K acquisition make the strategy solid for owner-occupants.
Does White Haven, PA favor landlords or tenants?
White Haven, PA operates under PA law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
You know 18661 now. You don’t know where it ranks.
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How 18661 ranks in Scranton--Wilkes-Barre, PA
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