Real Estate Investing in Springboro, Pennsylvania (16435)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crawford County • Population: 1,678 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 16435 (Springboro, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Springboro, PA (16435)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,081
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $53,859
% Renters 21.1%

Market Analysis: 16435 Springboro

ZIP 16435 in Springboro, PA carries a notable set of headwinds. Home values near $180K and rents of $909/mo sit inside a market where underwriting has to be tight.

The investment case in 16435 is healthy only for operators who understand what they are buying. A $180K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 16435 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 16435 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. healthy returns are possible in 16435, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springboro:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+28.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Meadville, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meadville, PA metro data

Market Trends

Home Value History (with trend line)

$187K$176K$164K$153K$141K$130KOct 2023Mar 2025Jul 2026

📊 How Does 16435 Compare?

Metric 16435 Springboro Meadville, PA Pennsylvania
Home Value $180,081 $180,081 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $909 $909 N/A -
Cap Rate 3.9% 3.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16435 (Springboro, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 16435 (Springboro, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.9%
Low

📉 Market Crash Risk Index

Based on Meadville, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $180,081
Monthly Rent $909
Price-to-Rent 16.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 3.9%
5-Year IRR 32.8%

📈 Home Appreciation

1-Year +28.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16435

Population: 1,678

💰 Median Household Income
$53,859
This area
$53,859
State
$73,647
USA
$74,580
🏠 Renter Occupied
21.1%
This area
21.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-7.4%
USA
3.7%
🎓 College Educated
10.0%
This area
10.0%
State
12.3%
USA
33.7%
👤 Median Age
48.3 years
This area
48.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 2.7%
Hispanic/Latino 0.6%
Black/African American 0.6%
Asian 0.3%
👶 Under 18
17.7%
This area
17.7%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
13.8%
This area
13.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the average home sale price in Springboro, PA?

Expect median prices around $180K in Springboro, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

What does house hacking look like in Springboro, PA?

The a challenging house-hack environment in Springboro, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Springboro, PA a good market for buy-and-hold investors?

Investors tracking Springboro, PA will find a 2.0/5 rating supported by $180K median home values and $909/mo rents. That profile suits long-term holders targeting stable returns.

How strict are landlord regulations in Springboro, PA?

Springboro, PA operates under PA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

What is the typical vacancy rate in Springboro, PA?

Springboro, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 16435 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16435 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 16435 ranks in Meadville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 16435 (Springboro)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 16435 (Springboro, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.