Real Estate Investing in Wurtsboro, New York (12790)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12790 (Wurtsboro, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 37.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Wurtsboro, NY (12790)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12790 Wurtsboro
Turning to rents, ZIP 12790 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $295K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12790 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 12790 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 12790 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 12790 is an operator game, not a passive one. On balance, entry prices of $295K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Wurtsboro:
Property Strategy for 12790
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $152,567 | $1,370 | 6.5% | +10.3% | $152,567 |
| 2BR | $218,754 | $1,670 | 5.5% | +11.7% | $109,377 |
| 3BR | $321,382 | $2,320 | 5.2% | +11.6% | $107,127 |
| 4BR | $386,895 | $2,420 | 4.5% | +11.9% | $96,724 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12790 Compare?
| Metric | 12790 | Wurtsboro | New York |
|---|---|---|---|
| Home Value | $294,644 | $319,300 | $505,608 |
| 5-Year CAGR | 7.1% | 6.6% | 6.6% |
| Avg Rent | $1,950 | $1,749 | - |
| Cap Rate | 5.2% | 4.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12790 (Wurtsboro, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $294,644 |
| Monthly Rent | $1,950 |
| Price-to-Rent | 12.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.9% |
| Cap Rate | 5.2% |
| 5-Year IRR | 12.3% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12790
Population: 4,341
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12790
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,742 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Wurtsboro, NY a good market for FHA house hackers?
The house hack math a challenging in Wurtsboro, NY. Owner-occupant buyers benefit from the $1,950/mo rents and $295K home values.
Is Wurtsboro, NY better for rentals, flips, or BRRRR?
The best-fit strategy in Wurtsboro, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What is the average monthly rent in Wurtsboro, NY?
Investors in Wurtsboro, NY typically see rents near $1,950/mo per month against $295K home values - a solid setup for rental cash flow.
How landlord-friendly is Wurtsboro, NY?
NY ranks as a tenant-protective state for landlord-tenant law. Wurtsboro generally follows the statewide framework, so landlords face reasonable operating rules.
Are homes affordable in Wurtsboro, NY?
Typical homes in Wurtsboro, NY go for around $295K. The 5-year CAGR of 0.0% consistent price movement.
You know 12790 now. You don’t know where it ranks.
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