Real Estate Investing in Maplecrest, New York (12454)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12454 (Maplecrest, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 55.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 34.0 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maplecrest, NY (12454)?
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Market Analysis: 12454 Maplecrest
ZIP 12454 in Maplecrest, NY carries a sturdy set of headwinds. Home values near $502K and rents of $1,233/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 12454 can be a a viable market for hunting ground — but the discount at $502K reflects genuine risk that outside investors often underestimate.
ZIP 12454's metrics run below Greene County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 12454 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 12454 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Maplecrest:
Market Trends
Home Value History (with trend line)
📊 How Does 12454 Compare?
| Metric | 12454 | Maplecrest | New York |
|---|---|---|---|
| Home Value | $502,470 | $502,470 | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | 6.6% |
| Avg Rent | $1,233 | $1,233 | - |
| Cap Rate | 1.9% | 1.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12454 (Maplecrest, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $502,470 |
| Monthly Rent | $1,233 |
| Price-to-Rent | 34.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12454
Population: 368
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are homes affordable in Maplecrest, NY?
Expect median prices around $502K in Maplecrest, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
What is the typical vacancy rate in Maplecrest, NY?
Expect elevated vacancy in Maplecrest, NY. Rents at $1,233/mo are absorbed by the tenant base without meaningful lag.
Is rental property easy to operate in Maplecrest, NY?
NY law tenant-protective for landlords, and Maplecrest inherits those rules. Investors should still review local ordinances for rental licensing.
Does house hacking make sense in Maplecrest, NY?
For house hackers, Maplecrest, NY is a challenging. The $1,233/mo rent on a unit helps defray the mortgage on a $502K property.
What is the typical renter like in Maplecrest, NY?
The renter base in Maplecrest, NY is reasonable for the $1,233/mo price point. Screening well and pricing to market typically yields stable tenants.
You know 12454 now. You don’t know where it ranks.
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