Real Estate Investing in Cairo, New York (12413)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12413 (Cairo, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 22.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cairo, NY (12413)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12413 Cairo
The 12413 ZIP covers a section of Cairo that demands careful diligence. Prices near $303K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $303K asset, 12413 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 12413 sits on the difficult end of the NY spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 12413 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Cairo:
Property Strategy for 12413
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $227,472 | $1,730 | 5.5% | +10.1% | $113,736 |
| 3BR | $305,655 | $2,280 | 5.4% | +9.8% | $101,885 |
| 4BR | $332,045 | $2,610 | 5.7% | +10.3% | $83,011 |
| 5BR | $379,810 | — | — | +8.8% | $75,962 |
Market Trends
Home Value History (with trend line)
📊 How Does 12413 Compare?
| Metric | 12413 | Cairo | New York |
|---|---|---|---|
| Home Value | $302,736 | $302,736 | $505,608 |
| 5-Year CAGR | 6.1% | 6.1% | 6.6% |
| Avg Rent | $1,557 | $1,557 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12413 (Cairo, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $302,736 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12413
Population: 3,406
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12413
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is the working-renter base in Cairo, NY?
The tenant pool in Cairo, NY is solid, supported by local employment and population fundamentals. Rents of $1,557/mo are well-absorbed by the market.
What is the best play in Cairo, NY?
In Cairo, NY the significant play is typically careful cash-flow rentals with hands-on management. The combination of $303K prices and $1,557/mo rents suits that approach.
Is housing expensive in Cairo, NY?
Median home price in Cairo, NY is near $303K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
Can owner-occupants cash flow in Cairo, NY?
House hacking in Cairo, NY is reasonable to execute. Prices around $303K and rents of $1,557/mo solid owner-occupant economics.
Is Cairo in NY worth investing in?
Yes - Cairo, NY a 3.0/5 investability score. With $303K home prices against $1,557/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 12413 now. You don’t know where it ranks.
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