Real Estate Investing in Johnsonville, New York (12094)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rensselaer County • Population: 2,560 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 12094 (Johnsonville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Johnsonville, NY (12094)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $338,369
Avg Monthly Rent $1,377
1% Rule ✗ Does Not Meet
Median Income $109,674
% Renters 2.9%

Market Analysis: 12094 Johnsonville

Investors eyeing 12094 need to respect the fundamentals at play. Home values of $338K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 12094 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader NY picture, 12094 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 12094 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Johnsonville:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,377/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Albany-Schenectady-Troy, NY Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albany-Schenectady-Troy, NY metro data
🏠

Property Strategy for 12094

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$89,996/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $245,328 $1,530 4.5% +8.0% $122,664
3BR $319,570 $1,850 4.2% +8.0% $106,523
4BR $359,985 $2,020 4.0% +7.3% $89,996

Market Trends

Home Value History (with trend line)

$353K$311K$269K$227K$185K$143KJul 2006Jul 2016Jul 2026

📊 How Does 12094 Compare?

Metric 12094 Johnsonville Albany-Schenectady-Troy, NY New York
Home Value $338,369 $338,369 N/A $505,608
5-Year CAGR 7.0% 7.0% N/A 6.6%
Avg Rent $1,377 $1,377 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 12094? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12094 (Johnsonville, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 12094 (Johnsonville, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.0%
Strong

📊 Market Snapshot

Home Value $338,369
Monthly Rent $1,377
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12094

Population: 2,560

💰 Median Household Income
$109,674
This area
$109,674
State
$86,376
USA
$74,580
🏠 Renter Occupied
2.9%
This area
2.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-24.2%
USA
3.7%
🎓 College Educated
27.7%
This area
27.7%
State
4.2%
USA
33.7%
👤 Median Age
43.7 years
This area
43.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.0%
Hispanic/Latino 1.0%
Black/African American 1.0%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
C+
Bennington College
867 students · 12.8 mi
C
Samaritan Hospital School of Nursing
132 students · 14.0 mi
B
Rensselaer Polytechnic Institute
7,024 students · 14.7 mi

Frequently Asked Questions

Is Johnsonville in NY worth investing in?

Johnsonville, NY reflects an investability rating of 3.0/5, with median home values near $338K and average rents around $1,377/mo. That combination puts it in the substantial tier for investor interest.

Is Johnsonville, NY good for landlords?

NY ranks as a tenant-protective state for landlord-tenant law. Johnsonville generally follows the statewide framework, so landlords face reasonable operating rules.

Do landlords face vacancy issues in Johnsonville, NY?

Vacancy risk in Johnsonville, NY is elevated. That supports measured cash flow for typical rental holds.

Is Johnsonville, NY good for house hacking?

For house hackers, Johnsonville, NY is a challenging. The $1,377/mo rent on a unit helps defray the mortgage on a $338K property.

What is the smart move for investors in Johnsonville, NY?

For Johnsonville, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 12094 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12094 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 12094 ranks in Albany-Schenectady-Troy, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 12094 (Johnsonville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 12094 (Johnsonville, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.