Real Estate Investing in Fultonville, New York (12072)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12072 (Fultonville, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fultonville, NY (12072)?
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Market Analysis: 12072 Fultonville
This part of Montgomery County is not an easy win. The 12072 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 12072 can be a a strong candidate for hunting ground — but the discount at $254K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Fultonville have seen price recovery that 12072 has not matched. Montgomery County data supports the view that the spread is structural rather than temporary.
Meanwhile, 3,019 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. solid returns are possible in 12072, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Fultonville:
Property Strategy for 12072
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $204,065 | $1,160 | 4.1% | +7.4% | $102,032 |
| 3BR | $242,036 | $1,450 | 4.3% | +7.5% | $80,679 |
| 4BR | $249,894 | $1,560 | 4.5% | +6.9% | $62,474 |
Market Trends
Home Value History (with trend line)
📊 How Does 12072 Compare?
| Metric | 12072 | Fultonville | Amsterdam, NY | New York |
|---|---|---|---|---|
| Home Value | $253,678 | $253,678 | N/A | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 6.6% |
| Avg Rent | $1,044 | $1,044 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12072 (Fultonville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $253,678 |
| Monthly Rent | $1,044 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12072
Population: 3,019
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 544 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors worry about vacancy in Fultonville, NY?
Fultonville, NY carries elevated vacancy risk. Expect stable absorption at market rents of $1,044/mo.
Is the tenant base reliable in Fultonville, NY?
Fultonville, NY offers a even-keeled renter base at the $1,044/mo rent level. Tenant turnover is reasonable for well-managed properties.
Does Fultonville, NY make sense for an investment property?
Yes - Fultonville, NY a 3.0/5 investability score. With $254K home prices against $1,044/mo monthly rent, the market delivers a reasonable entry point for new investors.
Which investment style suits Fultonville, NY?
In Fultonville, NY the significant play is typically careful cash-flow rentals with hands-on management. The combination of $254K prices and $1,044/mo rents suits that approach.
What is the average monthly rent in Fultonville, NY?
The typical rental in Fultonville, NY commands about $1,044/mo monthly. That rent profile predictable cash flow against the $254K purchase basis.
You know 12072 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12072 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12072 ranks in Amsterdam, NY
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