Real Estate Investing in Hampton, New Jersey (08827)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hunterdon County • Population: 4,139 • Data updated: September 2026

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Should you buy in 08827 (Hampton, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hampton, NJ (08827)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $629,708
Avg Monthly Rent $1,890
1% Rule ✗ Does Not Meet
Median Income $117,128
% Renters 11.4%

Market Analysis: 08827 Hampton

Investors eyeing 08827 need to respect the fundamentals at play. Home values of $630K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $630K asset, 08827 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within NJ, ZIP 08827 trails on several market indicators that neighboring Hunterdon County submarkets outperform. The gap is real and significant enough to shape underwriting.

Demographically, 08827 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Hampton's stable or hybrid ZIPs before stepping into 08827. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hampton:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,890/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 08827

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
4BR
+9.5% 5yr CAGR
Best Overall Value
3BR
$162,458/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $487,375 $2,530 3.7% +9.1% $162,458
4BR $741,254 $2,800 2.7% +9.5% $185,314

Market Trends

Home Value History (with trend line)

$653K$585K$518K$450K$382K$314KJul 2006Jul 2016Jul 2026

📊 How Does 08827 Compare?

Metric 08827 Hampton New Jersey
Home Value $629,708 $629,708 $559,826
5-Year CAGR 6.4% 6.4% 8.4%
Avg Rent $1,890 $1,890 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 08827? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08827 (Hampton, NJ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 08827 (Hampton, NJ)?

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $629,708
Monthly Rent $1,890
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08827

Population: 4,139

💰 Median Household Income
$117,128
This area
$117,128
State
$113,906
USA
$74,580
🏠 Renter Occupied
11.4%
This area
11.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-9.5%
USA
3.7%
🎓 College Educated
45.2%
This area
45.2%
State
25.9%
USA
33.7%
👤 Median Age
47.8 years
This area
47.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.7%
This area
4.7%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Other/Mixed 6.3%
Hispanic/Latino 4.8%
Asian 2.2%
Black/African American 0.3%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08827

A+ Avg School Grade
3 Schools
9.1:1 Avg Class Size
$34,193 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Union Township Elementary School

📚 Pre-K – 03 Elementary
👥
220 Students
👨‍🏫
9.0:1 Class Size
💰
$30,304 Per Student
A+ Excellent

Union Township Middle School

📚 04 – 08 School
👥
253 Students
👨‍🏫
10.0:1 Class Size
💰
$30,304 Per Student
A+ Excellent

Hampton Borough School

📚 Pre-K – 05 Elementary
👥
111 Students
👨‍🏫
8.4:1 Class Size
💰
$41,970 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Clinton Public School

📚 Pre-K – 08 School
📍 10 SCHOOL STREET, CLINTON
👥
462 Students
👨‍🏫
10.2:1 Class Size
💰
$27,874 Per Student
A+ Excellent

Clinton Township Middle School

📚 06 – 08 Middle
📍 34 GRAYROCK ROAD, CLINTON
👥
414 Students
👨‍🏫
11.2:1 Class Size
💰
$29,651 Per Student
A+ Excellent

Ethel Hoppock Middle School

📚 06 – 08 Middle
📍 280 ASBURY WEST PORTAL RD, ASBURY
👥
134 Students
👨‍🏫
8.9:1 Class Size
💰
$28,071 Per Student
A+ Excellent

Thomas B. Conley Elementary School

📚 Pre-K – 05 Elementary
📍 940 IRON BRIDGE RD, ASBURY
👥
228 Students
👨‍🏫
12.3:1 Class Size
💰
$28,071 Per Student
B Good

Spruce Run

📚 Grade PK Elementary Limited Data
📍 27 BELVIDERE AVENUE, CLINTON
💰
$29,651 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 558 Off-Campus Students
C+
Warren County Community College
3,342 students · 5.8 mi
B+
Lafayette College
2,764 students · 12.6 mi
C
Centenary University
1,453 students · 14.4 mi

Investor Insight: With 558 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Hampton, NJ landlord-friendly?

NJ law tenant-protective for landlords, and Hampton inherits those rules. Investors should still review local ordinances for rental licensing.

What is the smart move for investors in Hampton, NJ?

Most investors in Hampton, NJ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How much should I expect to pay for a home in Hampton, NJ?

Typical homes in Hampton, NJ go for around $630K. The 5-year CAGR of 0.0% steady price movement.

What does house hacking look like in Hampton, NJ?

For house hackers, Hampton, NJ is a challenging. The $1,890/mo rent on a unit helps defray the mortgage on a $630K property.

Is Hampton in NJ worth investing in?

Investors tracking Hampton, NJ will find a 3.0/5 rating supported by $630K median home values and $1,890/mo rents. That profile suits long-term holders targeting reliable returns.

You know 08827 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08827 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08827 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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