Real Estate Investing in Lavallette, New Jersey (08739)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 08739 (Lavallette, NJ)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 71.9 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lavallette, NJ (08739)?
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Market Analysis: 08739 Lavallette
This part of Ocean County is not an easy win. The 08739 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $2,070/mo on a $1.8M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 08739 sits below the stated 0.0% once reality is priced in.
Within NJ, ZIP 08739 trails on several market indicators that neighboring Ocean County submarkets outperform. The gap is real and impressive enough to shape underwriting.
A substantial renter share of 0% in 08739 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Lavallette's stable or hybrid ZIPs before stepping into 08739. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Lavallette:
Market Trends
Home Value History (with trend line)
📊 How Does 08739 Compare?
| Metric | 08739 | Lavallette | New Jersey |
|---|---|---|---|
| Home Value | $1,784,797 | $1,503,827 | $559,826 |
| 5-Year CAGR | 7.9% | 8.0% | 8.4% |
| Avg Rent | $2,070 | $2,035 | - |
| Cap Rate | 0.9% | 1.1% | - |
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 08739 (Lavallette, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,784,797 |
| Monthly Rent | $2,070 |
| Price-to-Rent | 71.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.4% |
| Cap Rate | 0.9% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +13.3% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +8.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 08739
Population: 0
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Where do home prices stand in Lavallette, NJ?
Expect median prices around $1.8M in Lavallette, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
How strong is tenant demand in Lavallette, NJ?
The tenant pool in Lavallette, NJ is solid, supported by local employment and population fundamentals. Rents of $2,070/mo are well-absorbed by the market.
How do landlord-tenant laws work in Lavallette, NJ?
The landlord environment in Lavallette, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Should investors consider Lavallette, NJ?
Lavallette, NJ clocks in at an investability rating of 3.0/5, with median home values near $1.8M and average rents around $2,070/mo. That combination puts it in the solid tier for investor interest.
What type of investing works in Lavallette, NJ?
In Lavallette, NJ the notable play is typically careful cash-flow rentals with hands-on management. The combination of $1.8M prices and $2,070/mo rents suits that approach.
You know 08739 now. You don’t know where it ranks.
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