Real Estate Investing in Lavallette, New Jersey (08739)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ocean County • Population: 0 • Data updated: September 2026

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Should you buy in 08739 (Lavallette, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 71.9 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lavallette, NJ (08739)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,784,797
Avg Monthly Rent $2,070
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters N/A

Market Analysis: 08739 Lavallette

This part of Ocean County is not an easy win. The 08739 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $2,070/mo on a $1.8M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 08739 sits below the stated 0.0% once reality is priced in.

Within NJ, ZIP 08739 trails on several market indicators that neighboring Ocean County submarkets outperform. The gap is real and impressive enough to shape underwriting.

A substantial renter share of 0% in 08739 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Lavallette's stable or hybrid ZIPs before stepping into 08739. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lavallette:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+13.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,070/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$1.9M$1.6M$1.4M$1.1M$866K$615KJan 2015Oct 2020Jul 2026

📊 How Does 08739 Compare?

Metric 08739 Lavallette New Jersey
Home Value $1,784,797 $1,503,827 $559,826
5-Year CAGR 7.9% 8.0% 8.4%
Avg Rent $2,070 $2,035 -
Cap Rate 0.9% 1.1% -
💡 Why Invest in 08739? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08739 (Lavallette, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Ocean County

Manage rentals here? List your business →

Horizon Real Estate and Property Management, Inc. provides homeowner association management services to Manchester, NJ area communities, including condo management. summary from their website

HOASmall multifamily
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Renaissance Professional Property Management serves Long Beach Island, NJ. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
0.9%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $1,784,797
Monthly Rent $2,070
Price-to-Rent 71.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.4%
Cap Rate 0.9%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +13.3% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 0.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
N/A
low
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08739

Population: 0

💰 Median Household Income
N/A
🏠 Renter Occupied
N/A
💼 Unemployment Rate
N/A
🎓 College Educated
0.0%
This area
0.0%
State
25.9%
USA
33.7%
👤 Median Age
N/A
🏚️ Vacancy Rate
N/A
👶 Under 18
N/A
👴 65 and Over
N/A
📊 Poverty Rate
N/A

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do home prices stand in Lavallette, NJ?

Expect median prices around $1.8M in Lavallette, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

How strong is tenant demand in Lavallette, NJ?

The tenant pool in Lavallette, NJ is solid, supported by local employment and population fundamentals. Rents of $2,070/mo are well-absorbed by the market.

How do landlord-tenant laws work in Lavallette, NJ?

The landlord environment in Lavallette, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Should investors consider Lavallette, NJ?

Lavallette, NJ clocks in at an investability rating of 3.0/5, with median home values near $1.8M and average rents around $2,070/mo. That combination puts it in the solid tier for investor interest.

What type of investing works in Lavallette, NJ?

In Lavallette, NJ the notable play is typically careful cash-flow rentals with hands-on management. The combination of $1.8M prices and $2,070/mo rents suits that approach.

You know 08739 now. You don’t know where it ranks.

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How 08739 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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