Real Estate Investing in Trenton, New Jersey (08619)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mercer County • Population: 23,512 • Data updated: September 2026

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Should you buy in 08619 (Trenton, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Trenton, NJ (08619)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $440,485
Avg Monthly Rent $2,331
1% Rule ✗ Does Not Meet
Median Income $97,161
% Renters 31.2%

Market Analysis: 08619 Trenton

The 08619 ZIP in Trenton, NJ is a local-operator market. Outside capital chasing a $440K entry has to pair deep knowledge with the discount.

For an experienced owner, 08619 can be a a viable market for hunting ground — but the discount at $440K reflects genuine risk that outside investors often underestimate.

Within NJ, ZIP 08619 trails on several market indicators that neighboring Mercer County submarkets outperform. The gap is real and resilient enough to shape underwriting.

The 08619 ZIP's population of 23,512 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Strategy in 08619 is an operator game, not a passive one. From a cash-flow lens, entry prices of $440K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Trenton:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,331/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Trenton-Princeton, NJ Metro Area
Even conditions for buyers and sellers
41 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Trenton-Princeton, NJ metro data
🏠

Property Strategy for 08619

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
3BR
+10.3% 5yr CAGR
Best Overall Value
5BR
$120,454/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $332,600 $2,080 4.5% +10.1% $166,300
3BR $441,575 $2,490 4.1% +10.3% $147,192
4BR $503,754 $2,850 4.1% +9.9% $125,938
5BR $602,268 +9.5% $120,454

Market Trends

Home Value History (with trend line)

$461K$410K$358K$306K$255K$203KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,614$2,533$2,451$2,370$2,289$2,208Feb 2025Nov 2025Jul 2026

📊 How Does 08619 Compare?

Metric 08619 Trenton Trenton-Princeton, NJ New Jersey
Home Value $440,485 $335,223 N/A $559,826
5-Year CAGR 6.7% 8.2% N/A 8.4%
Avg Rent $2,331 $2,018 N/A -
Cap Rate 4.1% 4.8% - -
💡 Why Invest in 08619? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08619 (Trenton, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $440,485
Monthly Rent $2,331
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.1%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year -10.3% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08619

Population: 23,512

💰 Median Household Income
$97,161
This area
$97,161
State
$113,906
USA
$74,580
🏠 Renter Occupied
31.2%
This area
31.2%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-9.5%
USA
3.7%
🎓 College Educated
44.1%
This area
44.1%
State
25.9%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 73.7%
Black/African American 10.7%
Other/Mixed 10.4%
Hispanic/Latino 7.7%
Asian 5.2%
👶 Under 18
18.7%
This area
18.7%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08619

A+ Avg School Grade
4 Schools
11.8:1 Avg Class Size
$23,530 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Morgan Elementary School

📚 K – 05 Elementary
👥
275 Students
👨‍🏫
9.3:1 Class Size
💰
$23,530 Per Student
A+ Excellent

Mercerville Elementary School

📚 K – 05 Elementary
👥
343 Students
👨‍🏫
12.4:1 Class Size
💰
$23,530 Per Student
A+ Excellent

Klockner Elementary School

📚 Pre-K – 05 Elementary
👥
275 Students
👨‍🏫
12.8:1 Class Size
💰
$23,530 Per Student
A Very Good

Hamilton North - Nottingham

📚 09 – 12 High School
👥
1,086 Students
👨‍🏫
12.8:1 Class Size
💰
$23,530 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Alexander Elementary School

📚 K – 05 Elementary
📍 20 ROBERT FROST DRIVE, HAMILTON
👥
312 Students
👨‍🏫
11.7:1 Class Size
💰
$23,530 Per Student
A+ Excellent

University Heights Elementary School

📚 Pre-K – 05 Elementary
📍 645 PAXSON AVENUE, HAMILTON
👥
321 Students
👨‍🏫
10.0:1 Class Size
💰
$23,530 Per Student
A+ Excellent

Greenwood Elementary School

📚 Pre-K – 05 Elementary
📍 2069 GREENWOOD AVENUE, HAMILTON
👥
266 Students
👨‍🏫
11.5:1 Class Size
💰
$23,530 Per Student
A+ Excellent

Carroll Robbins Elementary School

📚 K – 03 Elementary
📍 283 TYLER STREET, TRENTON
👥
460 Students
👨‍🏫
12.4:1 Class Size
💰
$29,952 Per Student
A+ Excellent

Kuser Elementary School

📚 Pre-K – 05 Elementary
📍 70 NEWKIRK AVENUE, HAMILTON
👥
485 Students
👨‍🏫
12.8:1 Class Size
💰
$23,530 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,359 Off-Campus Students
F
Fortis Institute-Lawrenceville
305 students · 1.8 mi
C
Mercer County Community College
6,219 students · 2.6 mi
C
Capital Health School of Radiologic Technology
15 students · 2.9 mi
C
Capital Health School of Nursing
53 students · 2.9 mi
C+
Rider University
4,083 students · 3.4 mi
C
Thomas Edison State University
7,587 students · 4.1 mi
B+
The College of New Jersey
7,652 students · 4.7 mi
C
Innovate Salon Academy
153 students · 5.8 mi

Investor Insight: With 1,359 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Trenton, NJ?

The median home value in Trenton, NJ is roughly $440K. That puts it reasonable relative to the NJ statewide average.

How tight is the rental market in Trenton, NJ?

Trenton, NJ carries elevated vacancy risk. Expect reliable absorption at market rents of $2,331/mo.

Are eviction rules reasonable in Trenton, NJ?

For rental operators, Trenton, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What real estate strategy is ideal for Trenton, NJ?

Trenton, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($440K prices, $2,331/mo rents) make it a reasonable choice.

What kind of tenants rent in Trenton, NJ?

Tenant quality in Trenton, NJ ranks as solid. Landlords generally report consistent occupancy at market rents of $2,331/mo.

You know 08619 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08619 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08619 ranks in Trenton-Princeton, NJ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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