Real Estate Investing in Wildwood, New Jersey (08260)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cape May County • Population: 12,913 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 08260 (Wildwood, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 71.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.

What’s happening in Wildwood, NJ (08260)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $660,132
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $63,460
% Renters 35.2%

Market Analysis: 08260 Wildwood

This part of Cape May County is not an easy win. The 08260 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Looking more closely, the numbers look inviting — $660K purchase price, 0.0% nominal cap — the work to hit that pro forma in 08260 is substantial and deserves full respect.

In the broader NJ picture, 08260 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 08260 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 08260 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wildwood:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
25/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10.4× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Ocean City, NJ Metro Area
More inventory, negotiating room for buyers
73 days
Average time to sell
Slow
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ocean City, NJ metro data
🏠

Property Strategy for 08260

Which property type performs best in this market?

Best for Cash Flow
1BR
3.0% cap rate
Best for Appreciation
5BR
+13.3% 5yr CAGR
Best Overall Value
5BR
$207,756/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $299,298 $1,230 3.0% +10.9% $299,298
2BR $442,422 $1,610 2.6% +10.7% $221,211
3BR $650,995 $2,150 2.4% +11.8% $216,998
4BR $849,128 $2,160 1.8% +12.9% $212,282
5BR $1,038,781 +13.3% $207,756

Market Trends

Home Value History (with trend line)

$692K$600K$508K$416K$323K$231KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,031$1,939$1,847$1,755$1,662$1,570Jan 2026May 2026Jul 2026

📊 How Does 08260 Compare?

Metric 08260 Wildwood Ocean City, NJ New Jersey
Home Value $660,132 $660,132 N/A $559,826
5-Year CAGR 8.6% 8.6% N/A 8.4%
Avg Rent $2,000 $2,000 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 08260? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08260 (Wildwood, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+8.6%
Strong

📉 Market Crash Risk Index

Based on Ocean City, NJ metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
73 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $660,132
Monthly Rent $2,000
Price-to-Rent 27.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +8.6% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
71.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08260

Population: 12,913

💰 Median Household Income
$63,460
This area
$63,460
State
$113,906
USA
$74,580
🏠 Renter Occupied
35.2%
This area
35.2%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-9.5%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
25.9%
USA
33.7%
👤 Median Age
59.4 years
This area
59.4 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
71.6%
This area
71.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 87.2%
Other/Mixed 8.5%
Hispanic/Latino 5.2%
Black/African American 4.0%
Asian 0.3%
👶 Under 18
11.6%
This area
11.6%
USA
22.0%
👴 65 and Over
33.3%
This area
33.3%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08260

A+ Avg School Grade
5 Schools
8.6:1 Avg Class Size
$43,061 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Glenwood Avenue Elementary School

📚 Pre-K – 05 Elementary
👥
378 Students
👨‍🏫
10.4:1 Class Size
💰
$36,984 Per Student
A+ Excellent

Crest Memorial School

📚 Pre-K – 08 School
👥
220 Students
👨‍🏫
6.4:1 Class Size
💰
$46,392 Per Student
A+ Excellent

Wildwood High School

📚 09 – 12 High School
👥
255 Students
👨‍🏫
10.4:1 Class Size
💰
$36,984 Per Student
A+ Excellent

Margaret Mace Elementary School

📚 Pre-K – 08 School
👥
165 Students
👨‍🏫
5.7:1 Class Size
💰
$57,961 Per Student
A+ Excellent

Wildwood Middle School

📚 06 – 08 Middle
👥
159 Students
👨‍🏫
10.0:1 Class Size
💰
$36,984 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What real estate strategy is ideal for Wildwood, NJ?

For Wildwood, NJ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the tenant pool like in Wildwood, NJ?

Expect a solid tenant pool in Wildwood, NJ. The rental market absorbs $2,000/mo rents without meaningful friction.

How much is rent in Wildwood, NJ?

Wildwood, NJ rentals go for roughly $2,000/mo a month. That puts gross yield in solid territory relative to $660K acquisition costs.

What is it like being a landlord in Wildwood, NJ?

NJ law tenant-protective for landlords, and Wildwood inherits those rules. Investors should still review local ordinances for rental licensing.

What is the average home sale price in Wildwood, NJ?

Expect median prices around $660K in Wildwood, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

You know 08260 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08260 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08260 ranks in Ocean City, NJ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

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