Real Estate Investing in Oxford, New Jersey (07863)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07863 (Oxford, NJ)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, NJ (07863)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07863 Oxford
Not every below-median market is a bargain. Oxford's 07863 ZIP comes in at signals that favor experienced operators who can absorb the risk $407K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $407K asset, 07863 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 07863 sits on the difficult end of the NJ spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 07863 includes headwinds that any investor should price in. Income distribution skews lower than Oxford averages, and tenant stability requires active management.
Strategically, 07863 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Oxford:
Property Strategy for 07863
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $285,561 | $2,090 | 5.3% | +12.1% | $142,781 |
| 3BR | $380,677 | $2,650 | 5.0% | +11.0% | $126,892 |
| 4BR | $540,670 | $3,090 | 4.1% | +11.3% | $135,168 |
Market Trends
Home Value History (with trend line)
📊 How Does 07863 Compare?
| Metric | 07863 | Oxford | New Jersey |
|---|---|---|---|
| Home Value | $407,286 | $407,286 | $559,826 |
| 5-Year CAGR | 5.0% | 5.0% | 8.4% |
| Avg Rent | $1,881 | $1,881 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07863 (Oxford, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $407,286 |
| Monthly Rent | $1,881 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07863
Population: 4,097
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07863
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 558 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Oxford, NJ?
Expect median prices around $407K in Oxford, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
How qualified is the tenant pool in Oxford, NJ?
The renter base in Oxford, NJ is reasonable for the $1,881/mo price point. Screening well and pricing to market typically yields steady tenants.
Is Oxford, NJ good for landlords?
NJ ranks as a tenant-protective state for landlord-tenant law. Oxford generally follows the statewide framework, so landlords face reasonable operating rules.
Does house hacking make sense in Oxford, NJ?
Oxford, NJ is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $407K price point reasonable to enter.
What are rental rates like in Oxford, NJ?
The typical rental in Oxford, NJ commands about $1,881/mo monthly. That rent profile reliable cash flow against the $407K purchase basis.
You know 07863 now. You don’t know where it ranks.
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How 07863 ranks in Allentown-Bethlehem-Easton, PA-NJ
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