Real Estate Investing in Saddle Brook, New Jersey (07663)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 14,349 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 07663 (Saddle Brook, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Saddle Brook, NJ (07663)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $676,309
Avg Monthly Rent $3,126
1% Rule ✗ Does Not Meet
Median Income $123,238
% Renters 32.9%

Market Analysis: 07663 Saddle Brook

Put differently, ZIP 07663 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $676K median. It rewards specialists, not generalists.

The investment case in 07663 is solid only for operators who understand what they are buying. A $676K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader NJ picture, 07663 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 07663 includes headwinds that any investor should price in. Income distribution skews lower than Saddle Brook averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 07663 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saddle Brook:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,126/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07663

Which property type performs best in this market?

Best for Cash Flow
4BR
4.1% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$181,047/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $543,051 $2,650 3.5% +7.3% $271,525
3BR $641,101 $3,230 3.6% +8.0% $213,700
4BR $724,187 $4,130 4.1% +7.7% $181,047

Market Trends

Home Value History (with trend line)

$704K$623K$543K$462K$381K$300KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,307$3,167$3,027$2,887$2,747$2,607May 2025Dec 2025Jul 2026

📊 How Does 07663 Compare?

Metric 07663 Saddle Brook New Jersey
Home Value $676,309 $676,309 $559,826
5-Year CAGR 5.5% 5.5% 8.4%
Avg Rent $3,126 $3,126 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 07663? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07663 (Saddle Brook, NJ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 07663 (Saddle Brook, NJ)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $676,309
Monthly Rent $3,126
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year +17.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.5%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 07663

Population: 14,349

💰 Median Household Income
$123,238
This area
$123,238
State
$113,906
USA
$74,580
🏠 Renter Occupied
32.9%
This area
32.9%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-9.5%
USA
3.7%
🎓 College Educated
35.0%
This area
35.0%
State
25.9%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.5%
This area
2.5%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 77.3%
Other/Mixed 12.8%
Hispanic/Latino 8.9%
Asian 5.5%
Black/African American 4.4%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07663

A+ Avg School Grade
5 Schools
11.6:1 Avg Class Size
$26,925 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Helen I. Smith School

📚 K – 06 School
👥
342 Students
👨‍🏫
11.5:1 Class Size
💰
$26,925 Per Student
A+ Excellent

Franklin School

📚 K – 06 School
👥
312 Students
👨‍🏫
13.6:1 Class Size
💰
$26,925 Per Student
A+ Excellent

Salome H. Long Memorial School

📚 K – 06 School
👥
309 Students
👨‍🏫
12.6:1 Class Size
💰
$26,925 Per Student
A+ Excellent

Saddle Brook Middle/High School

📚 07 – 12 High School
👥
804 Students
👨‍🏫
12.2:1 Class Size
💰
$26,925 Per Student
A Very Good

Washington School

📚 Grade PK Elementary
👥
52 Students
👨‍🏫
8.0:1 Class Size
💰
$26,925 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Abraham Lincoln School #6

📚 Pre-K – 05 Elementary
📍 111 PALISADE AVE, GARFIELD
👥
380 Students
👨‍🏫
10.3:1 Class Size
💰
$30,153 Per Student
A+ Excellent

Christopher Columbus School #8

📚 Pre-K – 05 Elementary
📍 147 CEDAR STREET, GARFIELD
👥
392 Students
👨‍🏫
10.3:1 Class Size
💰
$30,153 Per Student
A+ Excellent

Dr. Martin Luther King Jr. Educational Complex

📚 Pre-K – 08 School
📍 851 E 28TH STREET, PATERSON
👥
505 Students
👨‍🏫
11.9:1 Class Size
💰
$31,953 Per Student
A+ Excellent

Fanny Meyer Hillers

📚 Pre-K – 04 Elementary
📍 56 LONGVIEW AVENUE, HACKENSACK
👥
490 Students
👨‍🏫
11.0:1 Class Size
💰
$30,008 Per Student
A+ Excellent

Gantner Avenue School

📚 K – 05 Elementary
📍 99 ROOSEVELT AVE, ELMWOOD PARK
👥
345 Students
👨‍🏫
11.1:1 Class Size
💰
$22,237 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8 Off-Campus Students
C
Lincoln Technical Institute-Paramus
608 students · 2.1 mi
C
Felician University
2,236 students · 2.5 mi
D
American Institute-Clifton
735 students · 2.7 mi
C
Parisian Beauty School
464 students · 3.0 mi
C
Hohokus School of Trade and Technical Sciences
134 students · 3.0 mi
C
Aviation Institute of Maintenance-Teterboro
500 students · 3.1 mi
D
Eastwick College-Hackensack
874 students · 3.1 mi
C+
Adult and Continuing Education-BCTS
54 students · 3.2 mi

Frequently Asked Questions

Are landlord laws favorable in Saddle Brook, NJ?

NJ law tenant-protective for landlords, and Saddle Brook inherits those rules. Investors should still review local ordinances for rental licensing.

What do rentals go for in Saddle Brook, NJ?

Expect rents around $3,126/mo per month in Saddle Brook, NJ. With home values at $676K, the yield math works out to reasonable levels for rental investors.

How deep is the rental pool in Saddle Brook, NJ?

Tenant quality in Saddle Brook, NJ ranks as solid. Landlords generally report predictable occupancy at market rents of $3,126/mo.

Does house hacking work in Saddle Brook, NJ?

The house hack math a challenging in Saddle Brook, NJ. Owner-occupant buyers benefit from the $3,126/mo rents and $676K home values.

Which investment style suits Saddle Brook, NJ?

Saddle Brook, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($676K prices, $3,126/mo rents) make it a reasonable choice.

You know 07663 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07663 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 07663 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 07663 (Saddle Brook)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 07663 (Saddle Brook, NJ).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.