Real Estate Investing in Stamford, Connecticut (06905)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fairfield County • Population: 20,126 • Data updated: September 2026

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Should you buy in 06905 (Stamford, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

What’s happening in Stamford, CT (06905)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $762,762
Avg Monthly Rent $2,498
1% Rule ✗ Does Not Meet
Median Income $125,804
% Renters 40.7%

Market Analysis: 06905 Stamford

ZIP 06905 inside Fairfield County looks affordable on the surface — median value of $763K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $2,498/mo on a $763K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 06905 sits below the stated 0.0% once reality is priced in.

Regionally, 06905 sits on the difficult end of the CT spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 06905 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 06905 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stamford:

C+ Average
Buy Confidence Score: 66/100
Affordability
5/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,498/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Bridgeport-Stamford-Norwalk, CT Metro Area
Even conditions for buyers and sellers
37 days
Average time to sell
Average
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bridgeport-Stamford-Norwalk, CT metro data
🏠

Property Strategy for 06905

Which property type performs best in this market?

Best for Cash Flow
1BR
6.4% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
4BR
$230,695/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $268,641 $2,370 6.4% +4.3% $268,641
2BR $480,057 $2,830 4.2% +6.7% $240,029
3BR $760,000 $3,420 3.2% +7.8% $253,333
4BR $922,781 $4,060 3.2% +8.4% $230,695
5BR $1,201,793 +9.5% $240,359

Market Trends

Home Value History (with trend line)

$796K$699K$602K$505K$407K$310KJan 2012May 2019Jul 2026

Rent History (with trend line)

$2,800$2,534$2,268$2,002$1,735$1,469Feb 2019Nov 2022Jul 2026

📊 How Does 06905 Compare?

Metric 06905 Stamford Bridgeport-Stamford-Norwalk, CT Connecticut
Home Value $762,762 $714,130 N/A $425,784
5-Year CAGR 7.4% 7.2% N/A 9.3%
Avg Rent $2,498 $2,867 N/A -
Cap Rate 2.6% 3.5% - -
💡 Why Invest in 06905? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06905 (Stamford, CT). Anonymous, moderated, never written by AI.

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Property managers serving Fairfield County

Manage rentals here? List your business →

Plaza Realty & Management Corporation focuses on excellence by association. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $762,762
Monthly Rent $2,498
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +7.9% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year -1.0% ▼
3-Year CAGR +4.0% ▲
5-Year CAGR +5.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06905

Population: 20,126

💰 Median Household Income
$125,804
This area
$125,804
State
$105,835
USA
$74,580
🏠 Renter Occupied
40.7%
This area
40.7%
State
26.8%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-3.3%
USA
3.7%
🎓 College Educated
62.8%
This area
62.8%
State
27.6%
USA
33.7%
👤 Median Age
39.1 years
This area
39.1 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 62.7%
Other/Mixed 16.0%
Hispanic/Latino 13.7%
Black/African American 11.7%
Asian 9.6%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06905

A+ Avg School Grade
6 Schools
12.2:1 Avg Class Size
$21,959 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Newfield School

📚 K – 05 Elementary
👥
543 Students
👨‍🏫
11.6:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Turn of River School

📚 06 – 08 Middle
👥
624 Students
👨‍🏫
10.1:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Davenport Ridge School

📚 K – 05 Elementary
👥
693 Students
👨‍🏫
13.7:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Rippowam Middle School

📚 06 – 08 Middle
👥
675 Students
👨‍🏫
12.3:1 Class Size
💰
$26,248 Per Student
A+ Excellent
👥
630 Students
👨‍🏫
13.6:1 Class Size
💰
$26,248 Per Student
C+ Average

J. M. Wright Technical High School

📚 09 – 12 High School
👥
451 Students
👨‍🏫
11.9:1 Class Size
💰
$515 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Cloonan School

📚 06 – 08 Middle
📍 11 West North St., Stamford
👥
511 Students
👨‍🏫
9.1:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Dolan School

📚 06 – 08 Middle
📍 51 Toms Rd., Stamford
👥
591 Students
👨‍🏫
11.6:1 Class Size
💰
$26,248 Per Student
A+ Excellent

K. T. Murphy School

📚 K – 05 Elementary
📍 19 Horton St., Stamford
👥
402 Students
👨‍🏫
11.8:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Roxbury School

📚 K – 05 Elementary
📍 751 Westhill Rd., Stamford
👥
545 Students
👨‍🏫
10.8:1 Class Size
💰
$26,248 Per Student
A+ Excellent

Stillmeadow School

📚 K – 05 Elementary
📍 800 Stillwater Rd., Stamford
👥
604 Students
👨‍🏫
11.2:1 Class Size
💰
$26,248 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,933 Off-Campus Students
C+
University of Connecticut-Stamford
2,240 students · 2.2 mi
B
SUNY at Purchase College
3,229 students · 8.7 mi
C
Manhattanville College
2,379 students · 9.8 mi
C
Center for Ultrasound Research & Education
35 students · 11.3 mi
C
Culinary Tech Center
44 students · 12.6 mi
C
SUNY Westchester Community College
9,031 students · 12.9 mi
C
New York School of Esthetics & Day Spa
164 students · 12.9 mi
D
The College of Westchester
891 students · 13.1 mi

Investor Insight: With 2,933 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Stamford in CT worth investing in?

Stamford, CT scores 3.0/5 for investability. Home values sit at $763K and rents near $2,498/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How do home values compare in Stamford, CT?

Median home price in Stamford, CT is near $763K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

How high is vacancy risk in Stamford, CT?

Vacancy in Stamford, CT is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,498/mo.

Are eviction rules reasonable in Stamford, CT?

Stamford, CT operates under CT law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What monthly rent should investors expect in Stamford, CT?

Stamford, CT rentals go for roughly $2,498/mo a month. That puts gross yield in solid territory relative to $763K acquisition costs.

You know 06905 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 06905 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 06905 ranks in Bridgeport-Stamford-Norwalk, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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