Real Estate Investing in Hartford, Connecticut (06105)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hartford County • Population: 18,660 • Data updated: September 2026

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Should you buy in 06105 (Hartford, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.7% of homes vacant — above national norms.
  • Lower household income: $37,725 median — tenant affordability is tighter.

What’s happening in Hartford, CT (06105)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $114,837
Avg Monthly Rent $1,605
1% Rule ✓ Meets
Median Income $37,725
% Renters 82.2%

Market Analysis: 06105 Hartford

Homes in the 06105 ZIP trade near $115K, a discount that has historically rewarded investors willing to renovate. Rent comps near $1,605/mo support the pro forma.

BRRRR works in 06105 because the math supports it. Buy at $115K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

The a strong candidate for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 06105 has not.

The a strong candidate for angle on demographics here is renter willingness to pay a premium for renovated product. The 82% rental share provides scale for the strategy.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hartford:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
14/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Declining (-0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,605/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Hartford-East Hartford-Middletown, CT Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hartford-East Hartford-Middletown, CT metro data
🏠

Property Strategy for 06105

Which property type performs best in this market?

Best for Cash Flow
1BR
10.0% cap rate
Best for Appreciation
5BR
+8.6% 5yr CAGR
Best Overall Value
2BR
$70,139/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $101,224 $1,400 10.0% +7.3% $101,224
2BR $140,279 $1,770 9.1% +4.8% $70,139
3BR $319,747 $2,120 4.8% +8.4% $106,582
4BR $402,693 $2,410 4.3% +8.6% $100,673
5BR $620,829 +8.6% $124,166

Market Trends

Home Value History (with trend line)

$125K$116K$107K$98K$89K$80KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,634$1,549$1,463$1,378$1,292$1,207Jan 2024May 2025Jul 2026

📊 How Does 06105 Compare?

Metric 06105 Hartford Hartford-East Hartford-Middletown, CT Connecticut
Home Value $114,837 $203,633 N/A $425,784
5-Year CAGR 1.8% 7.6% N/A 9.3%
Avg Rent $1,605 $1,664 N/A -
Cap Rate 10.9% 6.8% - -
💡 Why Invest in 06105? Click to expand

This ZIP code meets the 1% rule with rent at $1,605/mo on homes averaging $114,837 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

82% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06105 (Hartford, CT). Anonymous, moderated, never written by AI.

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Property managers serving Hartford County

Manage rentals here? List your business →

AMF Property Management Corporation provides property management services. summary from their website

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Evolution Property Management is committed to client success. summary from their website

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Metro Property Management Llc
East Glastonbury, CT

Metro Property Management LLC offers full-service property and facilities management for residential, commercial, and condo associations in Connecticut. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
10.9%
Excellent
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $114,837
Monthly Rent $1,605
Price-to-Rent 6.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 16.8%
Cap Rate 10.9%
5-Year IRR 12.7%

📈 Home Appreciation

1-Year -0.5% ▼
3-Year CAGR -0.4% ▼
5-Year CAGR +1.8% ▲
10-Year CAGR +2.7% ▲

🏠 Rent Trends

1-Year +1.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 06105

Population: 18,660

💰 Median Household Income
$37,725
This area
$37,725
State
$105,835
USA
$74,580
🏠 Renter Occupied
82.2%
This area
82.2%
State
26.8%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-3.3%
USA
3.7%
🎓 College Educated
30.7%
This area
30.7%
State
27.6%
USA
33.7%
👤 Median Age
35.7 years
This area
35.7 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
14.7%
This area
14.7%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
Black/African American 39.1%
White 32.7%
Other/Mixed 26.0%
Hispanic/Latino 19.5%
Asian 2.2%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
12.3%
This area
12.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06105

A Avg School Grade
5 Schools
14.1:1 Avg Class Size
$28,918 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hartford Public High School

📚 09 – 12 High School
👥
721 Students
👨‍🏫
9.3:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Classical Magnet School

📚 06 – 12 High School
👥
472 Students
👨‍🏫
12.4:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Webster Micro Society Magnet School

📚 Pre-K – 08 School
👥
631 Students
👨‍🏫
14.9:1 Class Size
💰
$32,469 Per Student
A Very Good

Renzulli Gifted and Talented Academy

📚 04 – 08 School
👥
116 Students
👨‍🏫
13.2:1 Class Size
💰
$32,469 Per Student
B Good

Jumoke Academy

📚 Pre-K – 12 K-12 Charter
👥
619 Students
👨‍🏫
20.6:1 Class Size
💰
$14,712 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Breakthrough Magnet School North

📚 Pre-K – 05 Elementary
📍 25 Ridgefield Street, Hartford
👥
318 Students
👨‍🏫
11.6:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Kinsella Magnet School of Performing Arts: PK-8 Campus

📚 Pre-K – 08 School
📍 65 Van Block Avenue, Hartford
👥
436 Students
👨‍🏫
11.8:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Naylor/CCSU Leadership Academy

📚 Pre-K – 05 Elementary
📍 639 Franklin Avenue, Hartford
👥
370 Students
👨‍🏫
11.8:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Parkville Community School

📚 Pre-K – 05 Elementary
📍 47 New Park Avenue, Hartford
👥
375 Students
👨‍🏫
10.1:1 Class Size
💰
$32,469 Per Student
A+ Excellent

Sanchez School

📚 Pre-K – 05 Elementary
📍 176 Babcock Street, Hartford
👥
332 Students
👨‍🏫
11.5:1 Class Size
💰
$32,469 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 9,597 Off-Campus Students
C
Hartford International University for Religion and Peace
103 students · 0.3 mi
C+
University of Saint Joseph
1,939 students · 1.4 mi
D
Rensselaer at Hartford
144 students · 1.6 mi
C
Connecticut State Community College
34,991 students · 1.7 mi
C+
University of Connecticut-Hartford Campus
1,494 students · 1.8 mi
C+
University of Hartford
5,913 students · 1.8 mi
B
Trinity College
2,276 students · 1.9 mi
D
American Institute-West Hartford
396 students · 3.4 mi

Investor Insight: With 9,597 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Can BRRRR investors find deals in Hartford, CT?

Investors running BRRRR in Hartford, CT see a strong outcomes. Deal flow and rehab execution matter more than the macro here.

What is the best play in Hartford, CT?

In Hartford, CT the significant play is typically value-add and BRRRR deals. The combination of $115K prices and $1,605/mo rents suits that approach.

Is Hartford, CT good for house hacking?

For house hackers, Hartford, CT is an attractive. The $1,605/mo rent on a unit helps defray the mortgage on a $115K property.

What kind of market is Hartford, CT for investors?

Yes - Hartford, CT a 4.0/5 investability score. With $115K home prices against $1,605/mo monthly rent, the market delivers a reasonable entry point for new investors.

Does Hartford, CT rent-to-price ratio clear the 1% rule?

With $1,605/mo rents against $115K home prices, Hartford, CT produces a 1.40% ratio. That is reasonable proximity to the 1% threshold.

You know 06105 now. You don’t know where it ranks.

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How 06105 ranks in Hartford-East Hartford-Middletown, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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