Real Estate Investing in Madawaska, Maine (04756)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Aroostook County • Population: 3,313 • Data updated: September 2026

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Should you buy in 04756 (Madawaska, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.4% of homes vacant — above national norms.
  • Lower household income: $36,932 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Madawaska, ME (04756)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $150,410
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $36,932
% Renters 41.2%

Market Analysis: 04756 Madawaska

The 04756 ZIP covers a section of Madawaska that demands careful diligence. Prices near $150K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $150K asset, 04756 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader ME picture, 04756 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A healthy renter share of 41% in 04756 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 04756 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madawaska:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$160K$144K$128K$112K$96K$80KMar 2012May 2019Jul 2026

📊 How Does 04756 Compare?

Metric 04756 Madawaska Maine
Home Value $150,410 $150,410 $401,109
5-Year CAGR 7.1% 7.1% 8.6%
Avg Rent $873 $873 -
Cap Rate 4.5% 4.5% -
💡 Why Invest in 04756? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04756 (Madawaska, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $150,410
Monthly Rent $873
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04756

Population: 3,313

💰 Median Household Income
$36,932
This area
$36,932
State
$66,371
USA
$74,580
🏠 Renter Occupied
41.2%
This area
41.2%
State
17.6%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-23.6%
USA
3.7%
🎓 College Educated
22.2%
This area
22.2%
State
3.6%
USA
33.7%
👤 Median Age
54.7 years
This area
54.7 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
15.4%
This area
15.4%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 1.7%
Asian 0.8%
👶 Under 18
14.8%
This area
14.8%
USA
22.0%
👴 65 and Over
31.4%
This area
31.4%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04756

A+ Avg School Grade
2 Schools
10.5:1 Avg Class Size
$21,957 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Madawaska Middle/High School

📚 06 – 12 High School
👥
212 Students
👨‍🏫
10.7:1 Class Size
💰
$21,957 Per Student
A+ Excellent

Madawaska Elementary School

📚 Pre-K – 05 Elementary
👥
169 Students
👨‍🏫
10.2:1 Class Size
💰
$21,957 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 175 Off-Campus Students
C
University of Maine at Fort Kent
1,406 students · 14.6 mi

Frequently Asked Questions

Are there empty rentals in Madawaska, ME?

Vacancy risk in Madawaska, ME is elevated. That supports reliable cash flow for typical rental holds.

Which real estate strategy fits Madawaska, ME?

Madawaska, ME investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($150K prices, $873/mo rents) make it a reasonable choice.

Is Madawaska in ME worth investing in?

Madawaska, ME rates 3.0/5 for investability. With median values at $150K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

What are home prices like in Madawaska, ME?

Homes in Madawaska, ME typically sell near $150K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

What is the average monthly rent in Madawaska, ME?

The typical rental in Madawaska, ME commands about $873/mo monthly. That rent profile steady cash flow against the $150K purchase basis.

You know 04756 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04756 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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