Real Estate Investing in Cushing, Maine (04563)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04563 (Cushing, ME)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 32.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cushing, ME (04563)?
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Market Analysis: 04563 Cushing
Looking more closely, ZIP 04563 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $499K median. It rewards specialists, not generalists.
The investment case in 04563 is solid only for operators who understand what they are buying. A $499K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within ME, ZIP 04563 trails on several market indicators that neighboring Knox County submarkets outperform. The gap is real and durable enough to shape underwriting.
Employment concentration in 04563 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 04563 is an operator game, not a passive one. In practical terms, entry prices of $499K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Cushing:
Market Trends
Home Value History (with trend line)
📊 How Does 04563 Compare?
| Metric | 04563 | Cushing | Maine |
|---|---|---|---|
| Home Value | $499,067 | $499,067 | $401,109 |
| 5-Year CAGR | 5.6% | 5.6% | 8.6% |
| Avg Rent | $1,656 | $1,656 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04563 (Cushing, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $499,067 |
| Monthly Rent | $1,656 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04563
Population: 1,407
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04563
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Cushing, ME rate as a rental market?
Investors tracking Cushing, ME will find a 3.0/5 rating supported by $499K median home values and $1,656/mo rents. That profile suits long-term holders targeting reliable returns.
What are home prices like in Cushing, ME?
Homes in Cushing, ME typically sell near $499K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Do rentals sit vacant long in Cushing, ME?
Occupancy in Cushing, ME runs measured with elevated vacancy. Well-priced units at $1,656/mo lease on reasonable timelines.
What kind of tenants rent in Cushing, ME?
Tenant demand in Cushing, ME is solid. The local workforce $1,656/mo rents across most rental classes.
Are rents high in Cushing, ME?
Rental rates in Cushing, ME average $1,656/mo. Tenant demand and $499K home values make the yield look reasonable by investor standards.
You know 04563 now. You don’t know where it ranks.
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