Real Estate Investing in Georgetown, Maine (04548)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04548 (Georgetown, ME)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 54.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 44.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Georgetown, ME (04548)?
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Market Analysis: 04548 Georgetown
ZIP 04548 in Georgetown, ME carries a impressive set of headwinds. Home values near $715K and rents of $1,332/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $715K asset, 04548 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 04548 among ME's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 04548 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 04548 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Georgetown:
Market Trends
Home Value History (with trend line)
📊 How Does 04548 Compare?
| Metric | 04548 | Georgetown | Maine |
|---|---|---|---|
| Home Value | $714,730 | $714,730 | $401,109 |
| 5-Year CAGR | 6.7% | 6.7% | 8.6% |
| Avg Rent | $1,332 | $1,332 | - |
| Cap Rate | 1.5% | 1.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04548 (Georgetown, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $714,730 |
| Monthly Rent | $1,332 |
| Price-to-Rent | 44.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.2% |
| Cap Rate | 1.5% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +9.0% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04548
Population: 913
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04548
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Georgetown, ME a friendly market for rental owners?
Georgetown, ME falls under ME landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the tenant pool like in Georgetown, ME?
Expect a solid tenant pool in Georgetown, ME. The rental market absorbs $1,332/mo rents without meaningful friction.
What price range are homes in Georgetown, ME?
Median home price in Georgetown, ME is near $715K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Should investors consider Georgetown, ME?
The 3.0/5 investability rating in Georgetown, ME reflects its $715K prices and $1,332/mo rents. Investors generally consider it a solid option within ME.
Can I live-in-and-rent in Georgetown, ME?
House hacking in Georgetown, ME is a challenging. With home values around $715K and rents at $1,332/mo, owner-occupants can offset a meaningful share of PITI.
You know 04548 now. You don’t know where it ranks.
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