Real Estate Investing in Hudson, Maine (04449)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Penobscot County • Population: 1,144 • Data updated: September 2026

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Should you buy in 04449 (Hudson, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 25.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hudson, ME (04449)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,977
Avg Monthly Rent $1,656
1% Rule ✗ Does Not Meet
Median Income $52,143
% Renters 7.7%

Market Analysis: 04449 Hudson

ZIP 04449 in Hudson, ME carries a impressive set of headwinds. Home values near $267K and rents of $1,656/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 04449 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 04449 and stronger Hudson ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 04449 ZIP's population of 1,144 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

Distressed ZIPs reward experience. substantial returns are possible in 04449, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hudson:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+13.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,656/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Bangor, ME Metro Area
More inventory, negotiating room for buyers
51 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bangor, ME metro data

Market Trends

Home Value History (with trend line)

$280K$242K$205K$168K$130K$93KJan 2012May 2019Jul 2026

📊 How Does 04449 Compare?

Metric 04449 Hudson Bangor, ME Maine
Home Value $266,977 $266,977 N/A $401,109
5-Year CAGR 7.9% 7.9% N/A 8.6%
Avg Rent $1,656 $1,656 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 04449? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04449 (Hudson, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+7.9%
Strong

📉 Market Crash Risk Index

Based on Bangor, ME metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
1/2
51 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,977
Monthly Rent $1,656
Price-to-Rent 13.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 12.7%

📈 Home Appreciation

1-Year +13.7% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04449

Population: 1,144

💰 Median Household Income
$52,143
This area
$52,143
State
$66,371
USA
$74,580
🏠 Renter Occupied
7.7%
This area
7.7%
State
17.6%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-23.6%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
3.6%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
25.7%
This area
25.7%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 5.9%
Hispanic/Latino 1.9%
Asian 0.6%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
11.1%
This area
11.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 1,240 Off-Campus Students
C+
University of Maine
11,760 students · 12.5 mi
C
Husson University
3,133 students · 12.5 mi
D
University of Maine-System Central Office
0 students · 12.6 mi
C
Eastern Maine Community College
2,531 students · 13.7 mi

Investor Insight: With 1,240 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Hudson, ME?

Hudson, ME median home values land near $267K. That is reasonable territory for investors looking at $1,656/mo-per-month rentals.

What is the tenant pool like in Hudson, ME?

The tenant pool in Hudson, ME is solid, supported by local employment and population fundamentals. Rents of $1,656/mo are well-absorbed by the market.

Do landlords face vacancy issues in Hudson, ME?

Expect elevated vacancy in Hudson, ME. Rents at $1,656/mo are absorbed by the tenant base without meaningful lag.

Does house hacking make sense in Hudson, ME?

House hacking works a challenging in Hudson, ME. Rents of $1,656/mo against $267K acquisition make the strategy solid for owner-occupants.

Is Hudson, ME better for rentals, flips, or BRRRR?

Hudson, ME investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($267K prices, $1,656/mo rents) make it a reasonable choice.

You know 04449 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04449 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 04449 ranks in Bangor, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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