Real Estate Investing in Lisbon, Maine (04250)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Androscoggin County • Population: 4,808 • Data updated: September 2026

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Should you buy in 04250 (Lisbon, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lisbon, ME (04250)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,099
Avg Monthly Rent $1,395
1% Rule ✗ Does Not Meet
Median Income $70,096
% Renters 25.9%

Market Analysis: 04250 Lisbon

This part of Androscoggin County is not an easy win. The 04250 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 04250 can be a an appealing option for hunting ground — but the discount at $347K reflects genuine risk that outside investors often underestimate.

Regionally, 04250 sits on the difficult end of the ME spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 04250 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. durable returns are possible in 04250, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lisbon:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,395/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lewiston-Auburn, ME Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
12.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lewiston-Auburn, ME metro data
🏠

Property Strategy for 04250

Which property type performs best in this market?

Best for Cash Flow
4BR
4.5% cap rate
Best for Appreciation
3BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$89,885/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $287,288 $1,550 3.9% $143,644
3BR $340,212 $2,000 4.2% +8.6% $113,404
4BR $359,540 $2,250 4.5% $89,885

Market Trends

Home Value History (with trend line)

$370K$316K$261K$207K$152K$98KJul 2006Jul 2016Jul 2026

📊 How Does 04250 Compare?

Metric 04250 Lisbon Lewiston-Auburn, ME Maine
Home Value $347,099 $347,099 N/A $401,109
5-Year CAGR 6.6% 6.6% N/A 8.6%
Avg Rent $1,395 $1,395 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 04250? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04250 (Lisbon, ME). Anonymous, moderated, never written by AI.

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Property managers serving Androscoggin County

Manage rentals here? List your business →

Central Maine Property Management, Inc. provides professional service to tenants and property owners across Maine since 2002. summary from their website

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Great Falls Property Management provides property management services. summary from their website

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H&S Reny Property Management, Inc. is a full-service real estate management company serving Lewiston, Auburn, and surrounding communities. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $347,099
Monthly Rent $1,395
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +9.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.4%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04250

Population: 4,808

💰 Median Household Income
$70,096
This area
$70,096
State
$66,371
USA
$74,580
🏠 Renter Occupied
25.9%
This area
25.9%
State
17.6%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-23.6%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
3.6%
USA
33.7%
👤 Median Age
36.9 years
This area
36.9 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.4%
This area
8.4%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 94.7%
Other/Mixed 5.0%
Hispanic/Latino 0.9%
Black/African American 0.3%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04250

A Avg School Grade
1 Schools
12.8:1 Avg Class Size
$14,942 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Lisbon Community School

📚 Pre-K – 05 Elementary
👥
655 Students
👨‍🏫
12.8:1 Class Size
💰
$14,942 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Philip W Sugg Middle School

📚 06 – 08 Middle
📍 4 Sugg Drive, Lisbon Falls
👥
292 Students
👨‍🏫
13.3:1 Class Size
💰
$14,942 Per Student
B+ Above Average

Lisbon High School

📚 09 – 12 High School
📍 2 Sugg Drive, Lisbon Falls
👥
365 Students
👨‍🏫
16.6:1 Class Size
💰
$14,942 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,549 Off-Campus Students
B+
Bates College
1,753 students · 7.0 mi
C+
Maine College of Health Professions
228 students · 7.2 mi
C
Central Maine Community College
4,121 students · 9.5 mi
C
Unity Environmental University
6,359 students · 10.8 mi
B+
Bowdoin College
1,850 students · 11.2 mi

Investor Insight: With 1,549 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do rents currently stand in Lisbon, ME?

Expect rents around $1,395/mo per month in Lisbon, ME. With home values at $347K, the yield math works out to reasonable levels for rental investors.

Is it easy to find good tenants in Lisbon, ME?

Tenant quality in Lisbon, ME ranks as solid. Landlords generally report measured occupancy at market rents of $1,395/mo.

Does Lisbon, ME favor landlords or tenants?

Lisbon, ME falls under ME landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What type of investing works in Lisbon, ME?

Most investors in Lisbon, ME run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How expensive is real estate in Lisbon, ME?

In Lisbon, ME the median home value sits at $347K. Against the broader ME market, that reads as reasonable for most investors.

You know 04250 now. You don’t know where it ranks.

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How 04250 ranks in Lewiston-Auburn, ME

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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