Real Estate Investing in Yarmouth, Maine (04096)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04096 (Yarmouth, ME)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.9 — hard to cash-flow at these prices.
What’s happening in Yarmouth, ME (04096)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 04096 Yarmouth
The 04096 ZIP in Yarmouth, ME is a local-operator market. Outside capital chasing a $775K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $775K asset, 04096 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 04096's metrics run below Cumberland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 04096 includes headwinds that any investor should price in. Income distribution skews lower than Yarmouth averages, and tenant stability requires active management.
The 04096 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Yarmouth:
Property Strategy for 04096
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $569,254 | $2,390 | 3.0% | +9.2% | $284,627 |
| 3BR | $668,051 | $2,910 | 3.1% | +8.6% | $222,684 |
| 4BR | $990,402 | $3,160 | 2.3% | +9.7% | $247,601 |
| 5BR | $1,288,908 | — | — | +10.2% | $257,782 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 04096 Compare?
| Metric | 04096 | Yarmouth | Portland-South Portland, ME | Maine |
|---|---|---|---|---|
| Home Value | $775,193 | $775,193 | N/A | $401,109 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 8.6% |
| Avg Rent | $2,399 | $2,399 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04096 (Yarmouth, ME). Anonymous, moderated, never written by AI.
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Property managers serving Cumberland County
Manage rentals here? List your business →Port Property offers apartments for rent and commercial property management services in Portland, South Portland, and Biddeford, Maine. summary from their website
Schneider Property Management, part of HomeRiver Group, offers property management, brokerage, rehab and construction, leasing, and maintenance services for single-family and multi-family properties. summary from their website
Aquarius Property Management offers property management services in Greater Portland, including Portland, South Portland, Falmouth, Cape Elizabeth, and Scarborough. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $775,193 |
| Monthly Rent | $2,399 |
| Price-to-Rent | 26.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04096
Population: 9,006
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04096
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,551 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which investment style suits Yarmouth, ME?
Investors usually favor careful cash-flow rentals with hands-on management in Yarmouth, ME. With home values at $775K and rents near $2,399/mo, other strategies can work but produce predictable rather than outsized returns.
Are tenants stable in Yarmouth, ME?
Working renters make up the core of the Yarmouth, ME tenant base. The pool is reasonable for investors targeting long-term holds.
Is Yarmouth in ME worth investing in?
Our data puts Yarmouth, ME at 3.0/5 for investability. Home prices of $775K and rents around $2,399/mo create a solid backdrop for investor activity.
Does Yarmouth, ME favor landlords or tenants?
Rental owners in Yarmouth, ME deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How tight is the rental market in Yarmouth, ME?
Vacancy risk in Yarmouth, ME is elevated. That supports stable cash flow for typical rental holds.
You know 04096 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 04096 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 04096 ranks in Portland-South Portland, ME
Every ZIP in this metro, ranked. Free.
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