Real Estate Investing in Denmark, Maine (04022)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oxford County • Population: 1,149 • Data updated: September 2026

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Should you buy in 04022 (Denmark, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 55.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Denmark, ME (04022)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $428,288
Avg Monthly Rent $1,440
1% Rule ✗ Does Not Meet
Median Income $66,016
% Renters 11.0%

Market Analysis: 04022 Denmark

Investors eyeing 04022 need to respect the fundamentals at play. Home values of $428K come alongside slower price movement and elevated management overhead.

For an experienced owner, 04022 can be a a strong candidate for hunting ground — but the discount at $428K reflects genuine risk that outside investors often underestimate.

Within ME, ZIP 04022 trails on several market indicators that neighboring Oxford County submarkets outperform. The gap is real and durable enough to shape underwriting.

Stepping back, 1,149 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 04022 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Denmark:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,440/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$455K$391K$328K$264K$201K$137KJan 2012May 2019Jul 2026

📊 How Does 04022 Compare?

Metric 04022 Denmark Maine
Home Value $428,288 $428,288 $401,109
5-Year CAGR 6.3% 6.3% 8.6%
Avg Rent $1,440 $1,440 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 04022? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04022 (Denmark, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $428,288
Monthly Rent $1,440
Price-to-Rent 24.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
55.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04022

Population: 1,149

💰 Median Household Income
$66,016
This area
$66,016
State
$66,371
USA
$74,580
🏠 Renter Occupied
11.0%
This area
11.0%
State
17.6%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-23.6%
USA
3.7%
🎓 College Educated
28.7%
This area
28.7%
State
3.6%
USA
33.7%
👤 Median Age
51.6 years
This area
51.6 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
55.4%
This area
55.4%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 3.5%
Hispanic/Latino 2.1%
Asian 0.9%
👶 Under 18
15.7%
This area
15.7%
USA
22.0%
👴 65 and Over
23.7%
This area
23.7%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04022

A Avg School Grade
1 Schools
8.2:1 Avg Class Size
$18,129 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Brownfield Denmark Elementary School

📚 K – 04 Elementary
👥
73 Students
👨‍🏫
8.2:1 Class Size
💰
$18,129 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average home sale price in Denmark, ME?

Denmark, ME median home values land near $428K. That is reasonable territory for investors looking at $1,440/mo-per-month rentals.

Is Denmark, ME good for house hacking?

Denmark, ME offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,440/mo rent level.

What type of investing works in Denmark, ME?

In Denmark, ME the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $428K prices and $1,440/mo rents suits that approach.

Is Denmark, ME a friendly market for rental owners?

Denmark, ME operates under ME law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

What do rentals go for in Denmark, ME?

Denmark, ME rentals go for roughly $1,440/mo a month. That puts gross yield in solid territory relative to $428K acquisition costs.

You know 04022 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04022 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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