Real Estate Investing in Enfield, New Hampshire (03748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grafton County • Population: 4,568 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 03748 (Enfield, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.3% of homes vacant — above national norms.

What’s happening in Enfield, NH (03748)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $468,034
Avg Monthly Rent $2,425
1% Rule ✗ Does Not Meet
Median Income $91,995
% Renters 21.2%

Market Analysis: 03748 Enfield

ZIP 03748 in Enfield, NH carries a resilient set of headwinds. Home values near $468K and rents of $2,425/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 03748 can be a a strong candidate for hunting ground — but the discount at $468K reflects genuine risk that outside investors often underestimate.

ZIP 03748's metrics run below Grafton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 03748 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. solid returns are possible in 03748, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Enfield:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+11.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,425/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03748

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
2BR
+11.8% 5yr CAGR
Best Overall Value
4BR
$131,558/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $356,611 $2,170 4.4% +11.8% $178,306
3BR $470,744 $2,940 4.5% +10.8% $156,915
4BR $526,231 $2,990 4.1% +10.3% $131,558

Market Trends

Home Value History (with trend line)

$493K$426K$360K$294K$227K$161KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,262$3,082$2,902$2,723$2,543$2,363Apr 2026May 2026Jun 2026

📊 How Does 03748 Compare?

Metric 03748 Enfield Lebanon, NH-VT New Hampshire
Home Value $468,034 $468,034 N/A $496,656
5-Year CAGR 8.6% 8.6% N/A 9.6%
Avg Rent $2,425 $2,425 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 03748? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03748 (Enfield, NH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 03748 (Enfield, NH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+8.6%
Strong

📊 Market Snapshot

Home Value $468,034
Monthly Rent $2,425
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 12.6%

📈 Home Appreciation

1-Year +11.4% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03748

Population: 4,568

💰 Median Household Income
$91,995
This area
$91,995
State
$93,430
USA
$74,580
🏠 Renter Occupied
21.2%
This area
21.2%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-6.0%
USA
3.7%
🎓 College Educated
45.1%
This area
45.1%
State
29.2%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
21.3%
This area
21.3%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Other/Mixed 1.2%
Black/African American 1.1%
Hispanic/Latino 0.1%
👶 Under 18
14.1%
This area
14.1%
USA
22.0%
👴 65 and Over
27.8%
This area
27.8%
USA
17.3%
📊 Poverty Rate
17.2%
This area
17.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03748

A+ Avg School Grade
1 Schools
11.8:1 Avg Class Size
$27,282 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Enfield Village School

📚 Pre-K – 04 Elementary
👥
213 Students
👨‍🏫
11.8:1 Class Size
💰
$27,282 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby
C
Upper Valley Educators Institute
39 students · 6.2 mi
D
New England School of Hair Design
0 students · 10.4 mi
A
Dartmouth College
6,746 students · 11.2 mi
C
Colby-Sawyer College
950 students · 14.9 mi

Frequently Asked Questions

How much rent can I charge in Enfield, NH?

Rents in Enfield, NH run near $2,425/mo. Compared with median home prices of $468K that produces solid gross yields for typical rentals.

How strong is the working-renter base in Enfield, NH?

Tenant demand in Enfield, NH is solid. The local workforce $2,425/mo rents across most rental classes.

Is vacancy a concern in Enfield, NH?

Expect elevated vacancy in Enfield, NH. Rents at $2,425/mo are absorbed by the tenant base without meaningful lag.

Are eviction rules reasonable in Enfield, NH?

Enfield, NH falls under NH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What type of investing works in Enfield, NH?

A careful cash-flow rentals with hands-on management strategy Enfield, NH best. The market produces reliable results for that approach at the $468K price point.

You know 03748 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03748 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 03748 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 03748 (Enfield)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 03748 (Enfield, NH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.