Real Estate Investing in Middleton, Massachusetts (01949)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01949 (Middleton, MA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Middleton, MA (01949)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01949 Middleton
ZIP 01949 inside Essex County looks affordable on the surface — median value of $895K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $2,304/mo on a $895K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01949 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Middleton have seen price recovery that 01949 has not matched. Essex County data supports the view that the spread is structural rather than temporary.
On balance, 9,727 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 01949 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Middleton:
Property Strategy for 01949
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $426,983 | $2,160 | 3.6% | +6.0% | $426,983 |
| 2BR | $643,688 | $2,560 | 2.9% | +6.4% | $321,844 |
| 3BR | $829,089 | $3,080 | 2.7% | +6.6% | $276,363 |
| 4BR | $1,215,574 | $3,390 | 2.0% | +8.3% | $303,894 |
| 5BR | $1,372,123 | — | — | +8.8% | $274,425 |
Market Trends
Home Value History (with trend line)
📊 How Does 01949 Compare?
| Metric | 01949 | Middleton | Massachusetts |
|---|---|---|---|
| Home Value | $895,320 | $895,320 | $645,115 |
| 5-Year CAGR | 5.1% | 5.1% | 7.0% |
| Avg Rent | $2,304 | $2,304 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01949 (Middleton, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $895,320 |
| Monthly Rent | $2,304 |
| Price-to-Rent | 32.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01949
Population: 9,727
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01949
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Essex North Shore Agricultural and Technical School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,301 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Middleton, MA?
Middleton, MA median home values land near $895K. That is reasonable territory for investors looking at $2,304/mo-per-month rentals.
Is Middleton, MA a friendly market for rental owners?
Middleton, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
What is the typical rental rate in Middleton, MA?
The typical rental in Middleton, MA commands about $2,304/mo monthly. That rent profile even-keeled cash flow against the $895K purchase basis.
How does Middleton, MA rate as a rental market?
Middleton, MA scores 3.0/5 for investability. Home values sit at $895K and rents near $2,304/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Is it easy to find good tenants in Middleton, MA?
Tenant demand in Middleton, MA is solid. The local workforce $2,304/mo rents across most rental classes.
You know 01949 now. You don’t know where it ranks.
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How 01949 ranks in Boston-Cambridge-Newton, MA-NH
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