Real Estate Investing in Loco, Oklahoma

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 276 • Stephens County

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Should you buy in Loco, OK? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 22.0% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).

What’s happening in Loco, OK?

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2.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $171,949
Avg Monthly Rent $855
ZIP Codes 1

Investing in Loco Real Estate

This is a distressed-leaning corner of Oklahoma: Loco has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Investors considering Loco, OK should understand what the ★★☆☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Market conditions in Loco are lackluster. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Demographics in Loco show real pressure — median income of $N/AK is muted relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Loco, OK. Anonymous, moderated, never written by AI.

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Avg Home Value
$171,949
Avg Monthly Rent
$855
1% Rule
✗ Below
Landlord Friendly (OK)

📉 Market Crash Risk Index

Based on Duncan, OK metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Duncan, OK metro
0
Days to pending
6.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Loco, OK

Screen every ZIP in Loco

Filter Loco’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Loco, OK

How should investors approach Loco, OK?

In Loco, OK the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $172K prices and $855/mo rents suits that approach.

How do landlord-tenant laws work in Loco, OK?

OK ranks as a landlord-friendly state for landlord-tenant law. Loco generally follows the statewide framework, so landlords face reasonable operating rules.

How strong is the working-renter base in Loco, OK?

The renter base in Loco, OK is reasonable for the $855/mo price point. Screening well and pricing to market typically yields measured tenants.

How quickly do rentals get leased in Loco, OK?

Loco, OK carries elevated vacancy risk. Expect stable absorption at market rents of $855/mo.

How viable is house hacking in Loco, OK?

The house hack math a challenging in Loco, OK. Owner-occupant buyers benefit from the $855/mo rents and $172K home values.

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