Real Estate Investing in Oxford, Mississippi

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 50,383 • Lafayette County

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Should you buy in Oxford, MS? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 33.9% of homes vacant — above national norms.

What’s happening in Oxford, MS?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $210,103
Avg Monthly Rent $2,036
ZIP Codes 2

Investing in Oxford Real Estate

This is a distressed-leaning corner of Mississippi: Oxford has 2 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

The investment case for Oxford is difficult to make on screen data alone. a stretch for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Market conditions in Oxford are lackluster. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

Demographics in Oxford show real pressure — median income of $N/AK is modest relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Oxford, MS

Oxford is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$210,103
Avg Monthly Rent
$2,036
1% Rule
✗ Below
Landlord Friendly (MS)

📉 Market Crash Risk Index

Based on Oxford, MS metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
72%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Oxford, MS metro
0
Days to pending
6.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Oxford, MS

Screen every ZIP in Oxford

Filter Oxford’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Oxford, MS

Is real estate in Oxford, MS a good investment right now?

Oxford, MS rates 3.0/5 for investability. With median values at $210K and rents near $2,036/mo, the market offers reasonable fundamentals for rental investors.

Are there empty rentals in Oxford, MS?

Oxford, MS sees elevated vacancy, which is reasonable relative to the broader MS rental market.

What monthly rent should investors expect in Oxford, MS?

Average rent in Oxford, MS is approximately $2,036/mo per month. Against $210K home values that yields a reasonable rent-to-price ratio.

What is the typical home price in Oxford, MS?

Homes in Oxford, MS typically sell near $210K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Does house hacking work in Oxford, MS?

House hacking works a challenging in Oxford, MS. Rents of $2,036/mo against $210K acquisition make the strategy solid for owner-occupants.

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