Union City, TN Metro Area - Investment Guide
Metro Area • 6 Cities • 6 ZIP Codes
Avg Home Value
$171,028
Avg Monthly Rent
$934
Avg Cap Rate
4.28%
Avg Investability
2.8 ★
Cities
6
ZIP Codes
6
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Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Union City, TN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Union City, TN
Every ZIP in the metro, ranked four ways. Free.
Cities in Union City, TN
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 38257 | South Fulton | TN | $158,907 | $864 | 4.24% | |
| 38233 | Kenton | TN | $141,294 | $837 | 4.62% | |
| 38260 | Troy | TN | $178,692 | $837 | 3.65% | |
| 38240 | Obion | TN | $150,157 | $1,008 | 5.24% | |
| 38261 | Union City | TN | $173,065 | $1,021 | 4.60% | |
| 38257 | South Fulton | TN | $150,037 | $864 | 4.49% | |
| 38260 | Troy | TN | $168,960 | $837 | 3.86% | |
| 38233 | Kenton | TN | $154,186 | $837 | 4.23% | |
| 38261 | Union City | TN | $160,782 | $837 | 4.06% | |
| 38240 | Obion | TN | $162,340 | $1,008 | 4.84% | |
| 38257 | South Fulton | TN | $158,806 | $864 | 4.24% | |
| 38260 | Troy | TN | $180,345 | $837 | 3.62% | |
| 38233 | Kenton | TN | $142,481 | $837 | 4.58% | |
| 38240 | Obion | TN | $147,298 | $1,008 | 5.34% | |
| 38261 | Union City | TN | $173,861 | $1,021 | 4.58% | |
| 38257 | South Fulton | TN | $149,741 | $864 | 4.50% | |
| 38260 | Troy | TN | $165,848 | $837 | 3.94% | |
| 38233 | Kenton | TN | $148,708 | $837 | 4.39% | |
| 38261 | Union City | TN | $159,800 | $837 | 4.09% | |
| 38240 | Obion | TN | $160,266 | $1,008 | 4.91% | |
| 38257 | South Fulton | TN | $157,742 | $864 | 4.27% | |
| 38260 | Troy | TN | $177,901 | $837 | 3.67% | |
| 38233 | Kenton | TN | $142,481 | $837 | 4.58% | |
| 38240 | Obion | TN | $147,298 | $1,008 | 5.34% | |
| 38261 | Union City | TN | $170,441 | $837 | 3.83% | |
| 38257 | South Fulton | TN | $149,741 | $864 | 4.50% | |
| 38260 | Troy | TN | $165,848 | $837 | 3.94% | |
| 38233 | Kenton | TN | $145,804 | $837 | 4.48% | |
| 38261 | Union City | TN | $159,800 | $837 | 4.09% | |
| 38240 | Obion | TN | $157,555 | $1,008 | 4.99% | |
| 38257 | South Fulton | TN | $156,864 | $864 | 4.30% | |
| 38260 | Troy | TN | $176,725 | $837 | 3.69% | |
| 38233 | Kenton | TN | $150,285 | $837 | 4.34% | |
| 38261 | Union City | TN | $168,756 | $837 | 3.87% | |
| 38240 | Obion | TN | $163,150 | $1,008 | 4.82% | |
| 38253 | Rives | TN | $185,735 | $1,035 | 4.35% | |
| 38253 | Rives | TN | $199,970 | $1,035 | 4.04% | |
| 38253 | Rives | TN | $184,256 | $1,035 | 4.38% | |
| 38253 | Rives | TN | $200,828 | $1,035 | 4.02% | |
| 38253 | Rives | TN | $184,256 | $1,035 | 4.38% | |
| 38253 | Rives | TN | $199,229 | $1,035 | 4.05% | |
| 38253 | Rives | TN | $202,068 | $1,035 | 4.00% |
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About Union City, TN Real Estate Market
The Union City, TN metropolitan statistical area (MSA) encompasses 6 cities and 6 ZIP codes. The average home value across the metro is $171,028, with an average monthly rent of $934. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.