Best ZIP Codes for Cash Flow in Union City, TN (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 38240 | Obion, TN | $163,150 | $1,008 | 4.82% | 6.4% |
| 2 | 38261 | Union City, TN | $173,065 | $1,021 | 4.60% | 6.9% |
| 3 | 38233 | Kenton, TN | $150,285 | $837 | 4.34% | 4.5% |
| 4 | 38257 | South Fulton, TN | $158,907 | $864 | 4.24% | 7.8% |
| 5 | 38253 | Rives, TN | $202,068 | $1,035 | 4.00% | — |
| 6 | 38260 | Troy, TN | $178,692 | $837 | 3.65% | 6.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Union City, TN · Affordable in Union City, TN
Or see the full Union City, TN metro profile.