Silver City, NM Metro Area - Investment Guide
Metro Area • 8 Cities • 11 ZIP Codes
Avg Home Value
$184,075
Avg Monthly Rent
$999
Avg Cap Rate
4.62%
Avg Investability
3.0 ★
Cities
8
ZIP Codes
11
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Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Silver City, NM Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Silver City, NM
Every ZIP in the metro, ranked four ways. Free.
Cities in Silver City, NM
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 88026 | Santa Clara | NM | $71,170 | $936 | 10.26% | |
| 88026 | Santa Clara | NM | $92,954 | $936 | 7.85% | |
| 88043 | Hurley | NM | $99,377 | $1,017 | 7.98% | |
| 88026 | Santa Clara | NM | $71,170 | $936 | 10.26% | |
| 88026 | Santa Clara | NM | $83,399 | $936 | 8.75% | |
| 88028 | Cliff | NM | $254,901 | $945 | 2.89% | |
| 88049 | Hanover | NM | $236,453 | $945 | 3.12% | |
| 88038 | Gila | NM | $198,049 | $945 | 3.72% | |
| 88053 | Silver City | NM | $207,580 | $873 | 3.28% | |
| 88061 | Silver City | NM | $223,387 | $1,575 | 5.50% | |
| 88022 | Arenas Valley | NM | $207,153 | $963 | 3.63% | |
| 88041 | Hanover | NM | $162,155 | $945 | 4.55% | |
| 88043 | Hurley | NM | $106,301 | $1,017 | 7.46% | |
| 88065 | Silver City | NM | $184,283 | $972 | 4.11% | |
| 88023 | Bayard | NM | $107,735 | $873 | 6.32% | |
| 88026 | Santa Clara | NM | $98,532 | $936 | 7.41% | |
| 88049 | Hanover | NM | $230,419 | $945 | 3.20% | |
| 88028 | Cliff | NM | $261,016 | $945 | 2.82% | |
| 88053 | Silver City | NM | $205,835 | $873 | 3.31% | |
| 88022 | Arenas Valley | NM | $203,617 | $963 | 3.69% | |
| 88038 | Gila | NM | $206,333 | $945 | 3.57% | |
| 88065 | Silver City | NM | $172,092 | $972 | 4.41% | |
| 88023 | Bayard | NM | $96,535 | $873 | 7.05% | |
| 88041 | Hanover | NM | $160,246 | $945 | 4.60% | |
| 88043 | Hurley | NM | $109,688 | $1,017 | 7.23% | |
| 88028 | Cliff | NM | $255,382 | $945 | 2.89% | |
| 88049 | Hanover | NM | $230,776 | $945 | 3.19% | |
| 88038 | Gila | NM | $197,921 | $945 | 3.72% | |
| 88053 | Silver City | NM | $212,516 | $873 | 3.20% | |
| 88022 | Arenas Valley | NM | $212,528 | $963 | 3.53% | |
| 88041 | Hanover | NM | $156,472 | $945 | 4.71% | |
| 88043 | Hurley | NM | $107,648 | $1,017 | 7.37% | |
| 88065 | Silver City | NM | $178,570 | $972 | 4.25% | |
| 88023 | Bayard | NM | $106,831 | $873 | 6.37% | |
| 88049 | Hanover | NM | $232,491 | $945 | 3.17% | |
| 88028 | Cliff | NM | $267,097 | $945 | 2.76% | |
| 88022 | Arenas Valley | NM | $203,617 | $963 | 3.69% | |
| 88038 | Gila | NM | $207,515 | $945 | 3.55% | |
| 88065 | Silver City | NM | $179,009 | $972 | 4.24% | |
| 88023 | Bayard | NM | $96,535 | $873 | 7.05% | |
| 88041 | Hanover | NM | $163,783 | $945 | 4.50% | |
| 88028 | Cliff | NM | $255,382 | $945 | 2.89% | |
| 88049 | Hanover | NM | $235,218 | $945 | 3.13% | |
| 88038 | Gila | NM | $197,921 | $945 | 3.72% | |
| 88053 | Silver City | NM | $213,676 | $873 | 3.19% | |
| 88022 | Arenas Valley | NM | $212,059 | $963 | 3.54% | |
| 88041 | Hanover | NM | $156,472 | $945 | 4.71% | |
| 88043 | Hurley | NM | $107,648 | $1,017 | 7.37% | |
| 88065 | Silver City | NM | $181,235 | $972 | 4.18% | |
| 88023 | Bayard | NM | $109,027 | $873 | 6.25% |
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About Silver City, NM Real Estate Market
The Silver City, NM metropolitan statistical area (MSA) encompasses 8 cities and 11 ZIP codes. The average home value across the metro is $184,075, with an average monthly rent of $999. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.