Best ZIP Codes for Cash Flow in Silver City, NM (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 88026 Santa Clara, NM $98,682 $936 7.40% -5.1%
2 88043 Hurley, NM $108,174 $1,017 7.33% 1.5%
3 88023 Bayard, NM $117,384 $873 5.80% 4.4%
4 88061 Silver City, NM $223,387 $1,575 5.50% -0.7%
5 88041 Hanover, NM $170,660 $945 4.32% -1.0%
6 88065 Silver City, NM $184,283 $972 4.11% 7.5%
7 88038 Gila, NM $201,807 $945 3.65% 2.4%
8 88022 Arenas Valley, NM $215,789 $963 3.48% 3.6%
9 88053 Silver City, NM $207,580 $873 3.28% 2.3%
10 88049 Hanover, NM $236,453 $945 3.12% 4.9%
11 88028 Cliff, NM $260,624 $945 2.83% 3.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Silver City, NM  ·  Affordable in Silver City, NM

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